Unit 8 Every Coin Counts！积少成多（话题阅读精练）英语新教材仁爱科普版八年级下册

Unit 8 Every Coin Counts 话题阅读精练 模块 语篇 题型 体裁 词数 内容简介 时文阅读 Passage1 阅读理解 说明文 220 探讨如何通过不同零花钱发放方式，教会孩子区分“需要”与“想要”，培养理财意识与计划能力。 Passage2 阅读理解 说明文 200 本文简述了支付方式的演进历程，其发展始终围绕提升支付的便利性与安全性这一核心动力展开，并对未来形态提出展望。 实战演练 Passage1 阅读理解 说明文 220 本文主要讲述了如何通过观察父母的消费习惯来学习管理金钱，并提供了几个关于培养良好消费习惯的生活建议。 Passage2 阅读理解 说明文 190 本文主要介绍了货币的发展历史。 Passage3 语法填空 说明文 180 本文主要讲述了父母给孩子零花钱的不同方式及其对孩子成长的影响，包括培养理财习惯、数学技能和独立性等。 Passage4 完形填空 记叙文 180 本文讲述了男孩Brad在父母指导下，从零花钱“月光族”转变为学会制定预算、合理分配（消费、储蓄、慈善）并最终获得成就感的故事。 时文阅读 Passage1 Teaching Children to Spend Pocket Money Wisely 教孩子明智使用零花钱 How do children learn to manage money? For many, it starts with pocket money. Some parents give a small amount daily, while others prefer a weekly or even monthly allowance. Each method has its own goal. The daily approach gives young children a sense of security. They know they will get a small sum each day to buy a snack or a drink. It's simple and easy for them to understand. However, this method might make it harder for children to learn about saving for the future. If the money is spent every day, there's nothing left for a bigger toy or a book they really want later. On the other hand, a weekly or monthly allowance teaches a more important lesson: budgeting. When children receive money for a longer period, they must plan how to use it. They learn to differentiate between "needs" and "wants". A "need" might be a new notebook for school, while a "want" could be a magazine or the latest stickers. This helps them make thoughtful choices and avoid impulse buying. The key is to live within one's means. Parents can guide their children to set a simple plan: divide the allowance into parts for spending, for saving, and maybe even for sharing or donating. This way, children don't just learn to spend, but also to save up for bigger goals and understand the value of money. Good habits formed early can last a lifetime. 孩子如何学会管理金钱？对许多人来说，这始于零花钱。有些父母每天给一小笔钱，而另一些则倾向于每周甚至每月给一次零用钱。每种方式都有其目的。 每日给零花钱的方式给幼儿一种安全感。他们知道自己每天会有一小笔钱用来买零食或饮料。这对他们来说简单易懂。然而，这种方式可能让孩子更难学会为未来储蓄。如果钱每天都花光，就没有剩余的钱来购买他们后来真正想要的大玩具或书籍。 另一方面，每周或每月给零花钱则教会孩子更重要的一课：预算。当孩子拿到一笔较长时间内的钱时，他们必须计划如何使用。他们学会区分“需要”和“想要”。“需要”的可能是上学用的新笔记本，而“想要”的则可能是一本杂志或最新贴纸。这有助于他们做出深思熟虑的选择，避免冲动消费。 关键在于量入为出。父母可以引导孩子制定一个简单的计划：将零花钱分为消费、储蓄，甚至可能包括分享或捐赠的部分。这样，孩子不仅学会花钱，还学会为更大的目标储蓄，并理解金钱的价值。早期养成的好习惯可以受益终身。 【长难句分析】 1. 原文：However, this method might make it harder for children to learn about saving for the future. 翻译：然而，这种方式可能让孩子更难学会为未来储蓄。 分析：句子结构为“主语 + make + it + 形容词 + for sb. + to do sth.”，其中“it”为形式宾语，真正的宾语是“to learn about saving for the future”。 2. 原文：When children receive money for a longer period, they must plan how to use it. 翻译：当孩子拿到一笔较长时间内的钱时，他们必须计划如何使用。 分析：句子包含一个时间状语从句“When children receive...”，主句为“they must plan...”，其中“how to use it”为宾语从句的简化形式，作“plan”的宾语。 3. 原文：Good habits formed early can last a lifetime. 翻译：早期养成的好习惯可以受益终身。 分析：句子主语为“Good habits”，后接过去分词短语“formed early”作后置定语，相当于“that are formed early”；谓语为“can last”，宾语为“a lifetime”。 【重难词汇梳理】 1. manage /ˈmænɪdʒ/ - v. 管理；处理 2. allowance /əˈlaʊəns/ - n. 零用钱；津贴 3. security /sɪˈkjʊrəti/ - n. 安全感；安全 4. budgeting /ˈbʌdʒɪtɪŋ/ - n. 预算编制 5. differentiate /ˌdɪfəˈrenʃieɪt/ - v. 区分；区别 6. thoughtful /ˈθɔːtfəl/ - adj. 深思熟虑的；体贴的 7. impulse buying /ˈɪmpʌls ˈbaɪɪŋ/ - n. 冲动购买 8. means /miːnz/ - n. 收入；财力（常用复数） 9. donate /dəʊˈneɪt/ - v. 捐赠；捐献 10. value /ˈvæljuː/ - n. 价值；重要性 Passage2 From Cash to QR Code: The Evolution of How We Pay 从现金到二维码：支付方式的演进 Have you ever thought about how people bought things before credit cards or smartphones? The way we pay has changed dramatically throughout history. 你可曾想过，在信用卡或智能手机出现之前，人们如何购物？纵观历史，我们的支付方式发生了翻天覆地的变化。 Long ago, people used the barter system. They exchanged goods directly, like trading a sheep for a bag of rice. But what if the farmer didn’t need more sheep? This system was inconvenient. 很久以前，人们使用物物交换体系。他们直接交换货物，比如用一只羊换一袋米。但如果农夫不需要更多的羊呢？这个体系很不方便。 Then came commodity money — items that had value themselves, such as shells, salt, or precious metals. In ancient China, people used cowrie shells as money. Later, coins made of gold and silver became common because they were durable and had standard values. 接着出现了商品货币——即本身具有价值的物品，如贝壳、盐或贵金属。在古中国，人们使用贝壳作为货币。后来，由金银制成的硬币变得普遍，因为它们耐用且具有标准价值。 Carrying heavy coins was not easy, so paper money was invented. It was lighter and represented a promise to pay the holder a certain amount of gold or silver. 携带沉重的硬币并不容易，于是纸币被发明出来。它更轻便，并代表着向持有者支付一定数量金银的承诺。 In the last century, credit cards and personal checks became popular in Western countries. They allowed people to buy things without carrying much cash, using the bank's money or their own bank account. 上世纪，信用卡和个人支票在西方国家流行起来。它们使人们无需携带大量现金即可购物，使用的是银行的钱或自己的银行账户。 Today, we are in the age of digital payments. In China, mobile payment apps like Alipay and WeChat Pay are everywhere. You just scan a QR code with your phone. It’s fast, easy, and you don’t even need your wallet. Some countries are also exploring digital currencies issued by their central banks. 今天，我们身处数字支付时代。在中国，像支付宝和微信支付这样的移动支付应用无处不在。你只需用手机扫描一个二维码。这又快又容易，甚至不需要钱包。一些国家还在探索由其中央银行发行的数字货币。 From bartering to scanning a code, the journey of money is all about seeking greater convenience and security. Who knows what the future of payment will look like? 从物物交换到扫码支付，货币的演进历程始终围绕着寻求更大的便利和安全性。谁知道未来的支付会是什么样子？ 【长难句分析】 1. 原文: Then came commodity money — items that had value themselves, such as shells, salt, or precious metals. 翻译: 接着出现了商品货币——即本身具有价值的物品，如贝壳、盐或贵金属。 分析: 本句为倒装句，正常语序为"Commodity money then came"。破折号后的内容是"commodity money"的同位语，对其进行解释说明，其中包含一个定语从句"that had value themselves"修饰"items"，并用"such as"引出举例。 2. 原文: It was lighter and represented a promise to pay the holder a certain amount of gold or silver. 翻译: 它更轻便，并代表着向持有者支付一定数量金银的承诺。 分析: 这是一个由"and"连接的并列句，主语为"It"。第二个分句中，"a promise"是宾语，其后的不定式短语"to pay the holder a certain amount of gold or silver"作后置定语，修饰"promise"，说明了承诺的具体内容。 3. 原文: From bartering to scanning a code, the journey of money is all about seeking greater convenience and security. 翻译: 从物物交换到扫码支付，货币的演进历程始终围绕着寻求更大的便利和安全性。 分析: 介词短语"From bartering to scanning a code"作状语，表示范围。"the journey of money"是主语，"is"是系动词，"all about seeking greater convenience and security"是表语，其中动名词短语"seeking greater convenience and security"作介词"about"的宾语。 【重难词汇梳理】 1. evolution /ˌiːvəˈluːʃn/ - n. 演变，演进 2. dramatically /drəˈmætɪkli/ - adv. 戏剧性地；巨大地，显著地 3. barter /ˈbɑːrtər/ - n./v. 物物交换 4. commodity /kəˈmɑːdəti/ - n. 商品；有用的物品 5. durable /ˈdʊrəbl/ - adj. 耐用的，持久的 6. represent /ˌreprɪˈzent/ - v. 代表；表示 7. digital /ˈdɪdʒɪtl/ - adj. 数字的 8. scan /skæn/ - v. 扫描 9. currency /ˈkɜːrənsi/ - n. 货币，通货 10. convenience /kənˈviːniəns/ - n. 方便，便利 实战演练 Passage1 （24-25八年级下·辽宁铁岭·期末）At an early age, we start learning how to manage (管理) money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us develop good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may run out one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). We should set a clear goal (目标) and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money (零用钱). How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy (使满足) us. We should spend money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can learn money management step by step! 1．Money comes from _______ according to the text. A．parents’ hard work B．kids’ life lessons C．good spending habits D．the bank trees 2．What does the writer want kids to do by giving the example of buying a bicycle? A．Buy a wonderful notebook. B．Make a free spending choice. C．Set a goal of saving money. D．Have an experience of shopping. 3．The underlined word “afford” means “_______ ” in Paragraph 3. A．have the experience in doing B．have an interest in doing C．have enough time to do D．have enough money to buy 4．What is the best title for the text? A．How to Spend Money B．How to Manage Money C．How to Make Money D．How to Save Money Passage2 （2025·辽宁·中考模拟）People use money to buy food, books and lots of other things they need. When they work, they usually get paid in money. Most of the money used today is made of metal or paper. But in the time long ago, people used to use all kinds of things as money. One of the first kinds of money was shells (贝壳). In China, cloth and knives were used as money. Elephant tusks (牙), monkey tails and salt were used in some parts of the world. Rice was also a kind of money used by the people in some islands. Some animals were used as money, too. The first copper (铜) coins were made in China. They were round and had a square hole in the center. Different countries have used different metals for their money. Later, some countries began to make coins of gold and silver (银). But gold and silver were heavy to carry when people needed a lot of coins to buy something expensive. The Chinese were the first to use paper money. The first paper money looked more like a note from one person to another then the paper money is used today. Money has had an interesting story from the days of shell money till today. 1．What do people use money to do? A．To play with. B．To keep at home. C．To buy something useless. D．To buy things they need. 2．From the passage we know that ________ weren’t used as money in the world. A．trees B．elephant tusks C．monkey tails D．salt 3．What problems did people have using gold and silver coins? A．They didn’t have much. B．They were too heavy to carry. C．They didn’t like them. D．People couldn’t found them. 4．In the world what kinds of money were first made by Chinese people? A．Copper coins. B．Gold coins. C．Paper money. D．both A and C． Passage3 （25-26九年级上·湖南益阳·月考）Children love pocket money (零花钱). Many parents give their children pocket money each week and allow them 1 (spend) it as they wish. Other parents don’t think it’s wise to do so. They think children should be taught that money doesn’t grow on trees and that 2 they need it, they have to do something to get it. So, some parents expect their children to make money 3 doing chores like washing the dishes or cleaning the house. And some parents even encourage their children to take on part-time jobs. Children usually spend all their money. Some parents encourage their children to save (存储) some in their own bank account. Then they can pay for their favorite things 4 (them). Pocket money actually has 5 big influence on children. It teaches them to develop good spending and saving habits. It 6 (educate) them important skills and values (价值观). Children understand that money is not unlimited (无限制的), then they will learn how to spend or save their money 7 (wise). They practice planning and making 8 (choice). They also learn more math skills through 9 (manage) money. Pocket money helps children become 10 (independent) as they get older. Passage4 （25-26八年级上·四川南充·月考）阅读下面短文，掌握其大意，然后从短文各题所给的三个选项（A、B、C）中，选出最佳选项。 Every week, Brad’s parents gave him $12 for doing chores. 1 , it seemed to disappear (消失) just as quickly as Brad got it. Brad never had enough 2 to meet his needs. “I think you should make a 3 ,” said Brad’s dad. “Set limits (限制) on 4 you can spend on different things each week. That way, you’re 5 to have money for the different things you want.” With his parents’ help, Brad wrote down the things he wanted to buy. There were snacks and clothing on the 6 . Brad’s parents explained that he should always keep some money as savings. They also 7 him to save a little money to help others. They told Brad, “We 8 to raise your pocket money to $15 a week if you can save $2 for helping others.” Brad accepted (接受) the idea with joy. From that day on, Brad spent money 9 and always seemed to have enough money to do the things he wanted. At the end of the year, Brad gave away some money to help children in need. He also used some of his savings to buy gifts for his parents. Doing these things made him feel 10 . 1．A．Instead B．So C．However 2．A．time B．energy C．money 3．A．budget B．note C．cover 4．A．how many B．how much C．how long 5．A．careful B．sure C．ready 6．A．table B．goal C．list 7．A．chose B．encouraged C．invited 8．A．plan B．need C．fight 9．A．freely B．quickly C．differently 10．A．happy B．tired C．bored 2 原创精品资源学科网独家享有版权，侵权必究！ 2 / 11 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $ Unit 8 Every Coin Counts 话题阅读精练 模块 语篇 题型 体裁 词数 内容简介 时文阅读 Passage1 阅读理解 说明文 220 探讨如何通过不同零花钱发放方式，教会孩子区分“需要”与“想要”，培养理财意识与计划能力。 Passage2 阅读理解 说明文 200 本文简述了支付方式的演进历程，其发展始终围绕提升支付的便利性与安全性这一核心动力展开，并对未来形态提出展望。 实战演练 Passage1 阅读理解 说明文 220 本文主要讲述了如何通过观察父母的消费习惯来学习管理金钱，并提供了几个关于培养良好消费习惯的生活建议。 Passage2 阅读理解 说明文 190 本文主要介绍了货币的发展历史。 Passage3 语法填空 说明文 180 本文主要讲述了父母给孩子零花钱的不同方式及其对孩子成长的影响，包括培养理财习惯、数学技能和独立性等。 Passage4 完形填空 记叙文 180 本文讲述了男孩Brad在父母指导下，从零花钱“月光族”转变为学会制定预算、合理分配（消费、储蓄、慈善）并最终获得成就感的故事 时文阅读 Passage1 Teaching Children to Spend Pocket Money Wisely 教孩子明智使用零花钱 How do children learn to manage money? For many, it starts with pocket money. Some parents give a small amount daily, while others prefer a weekly or even monthly allowance. Each method has its own goal. The daily approach gives young children a sense of security. They know they will get a small sum each day to buy a snack or a drink. It's simple and easy for them to understand. However, this method might make it harder for children to learn about saving for the future. If the money is spent every day, there's nothing left for a bigger toy or a book they really want later. On the other hand, a weekly or monthly allowance teaches a more important lesson: budgeting. When children receive money for a longer period, they must plan how to use it. They learn to differentiate between "needs" and "wants". A "need" might be a new notebook for school, while a "want" could be a magazine or the latest stickers. This helps them make thoughtful choices and avoid impulse buying. The key is to live within one's means. Parents can guide their children to set a simple plan: divide the allowance into parts for spending, for saving, and maybe even for sharing or donating. This way, children don't just learn to spend, but also to save up for bigger goals and understand the value of money. Good habits formed early can last a lifetime. 孩子如何学会管理金钱？对许多人来说，这始于零花钱。有些父母每天给一小笔钱，而另一些则倾向于每周甚至每月给一次零用钱。每种方式都有其目的。 每日给零花钱的方式给幼儿一种安全感。他们知道自己每天会有一小笔钱用来买零食或饮料。这对他们来说简单易懂。然而，这种方式可能让孩子更难学会为未来储蓄。如果钱每天都花光，就没有剩余的钱来购买他们后来真正想要的大玩具或书籍。 另一方面，每周或每月给零花钱则教会孩子更重要的一课：预算。当孩子拿到一笔较长时间内的钱时，他们必须计划如何使用。他们学会区分“需要”和“想要”。“需要”的可能是上学用的新笔记本，而“想要”的则可能是一本杂志或最新贴纸。这有助于他们做出深思熟虑的选择，避免冲动消费。 关键在于量入为出。父母可以引导孩子制定一个简单的计划：将零花钱分为消费、储蓄，甚至可能包括分享或捐赠的部分。这样，孩子不仅学会花钱，还学会为更大的目标储蓄，并理解金钱的价值。早期养成的好习惯可以受益终身。 【长难句分析】 1. 原文：However, this method might make it harder for children to learn about saving for the future. 翻译：然而，这种方式可能让孩子更难学会为未来储蓄。 分析：句子结构为“主语 + make + it + 形容词 + for sb. + to do sth.”，其中“it”为形式宾语，真正的宾语是“to learn about saving for the future”。 2. 原文：When children receive money for a longer period, they must plan how to use it. 翻译：当孩子拿到一笔较长时间内的钱时，他们必须计划如何使用。 分析：句子包含一个时间状语从句“When children receive...”，主句为“they must plan...”，其中“how to use it”为宾语从句的简化形式，作“plan”的宾语。 3. 原文：Good habits formed early can last a lifetime. 翻译：早期养成的好习惯可以受益终身。 分析：句子主语为“Good habits”，后接过去分词短语“formed early”作后置定语，相当于“that are formed early”；谓语为“can last”，宾语为“a lifetime”。 【重难词汇梳理】 1. manage /ˈmænɪdʒ/ - v. 管理；处理 2. allowance /əˈlaʊəns/ - n. 零用钱；津贴 3. security /sɪˈkjʊrəti/ - n. 安全感；安全 4. budgeting /ˈbʌdʒɪtɪŋ/ - n. 预算编制 5. differentiate /ˌdɪfəˈrenʃieɪt/ - v. 区分；区别 6. thoughtful /ˈθɔːtfəl/ - adj. 深思熟虑的；体贴的 7. impulse buying /ˈɪmpʌls ˈbaɪɪŋ/ - n. 冲动购买 8. means /miːnz/ - n. 收入；财力（常用复数） 9. donate /dəʊˈneɪt/ - v. 捐赠；捐献 10. value /ˈvæljuː/ - n. 价值；重要性 Passage2 From Cash to QR Code: The Evolution of How We Pay 从现金到二维码：支付方式的演进 Have you ever thought about how people bought things before credit cards or smartphones? The way we pay has changed dramatically throughout history. 你可曾想过，在信用卡或智能手机出现之前，人们如何购物？纵观历史，我们的支付方式发生了翻天覆地的变化。 Long ago, people used the barter system. They exchanged goods directly, like trading a sheep for a bag of rice. But what if the farmer didn’t need more sheep? This system was inconvenient. 很久以前，人们使用物物交换体系。他们直接交换货物，比如用一只羊换一袋米。但如果农夫不需要更多的羊呢？这个体系很不方便。 Then came commodity money — items that had value themselves, such as shells, salt, or precious metals. In ancient China, people used cowrie shells as money. Later, coins made of gold and silver became common because they were durable and had standard values. 接着出现了商品货币——即本身具有价值的物品，如贝壳、盐或贵金属。在古中国，人们使用贝壳作为货币。后来，由金银制成的硬币变得普遍，因为它们耐用且具有标准价值。 Carrying heavy coins was not easy, so paper money was invented. It was lighter and represented a promise to pay the holder a certain amount of gold or silver. 携带沉重的硬币并不容易，于是纸币被发明出来。它更轻便，并代表着向持有者支付一定数量金银的承诺。 In the last century, credit cards and personal checks became popular in Western countries. They allowed people to buy things without carrying much cash, using the bank's money or their own bank account. 上世纪，信用卡和个人支票在西方国家流行起来。它们使人们无需携带大量现金即可购物，使用的是银行的钱或自己的银行账户。 Today, we are in the age of digital payments. In China, mobile payment apps like Alipay and WeChat Pay are everywhere. You just scan a QR code with your phone. It’s fast, easy, and you don’t even need your wallet. Some countries are also exploring digital currencies issued by their central banks. 今天，我们身处数字支付时代。在中国，像支付宝和微信支付这样的移动支付应用无处不在。你只需用手机扫描一个二维码。这又快又容易，甚至不需要钱包。一些国家还在探索由其中央银行发行的数字货币。 From bartering to scanning a code, the journey of money is all about seeking greater convenience and security. Who knows what the future of payment will look like? 从物物交换到扫码支付，货币的演进历程始终围绕着寻求更大的便利和安全性。谁知道未来的支付会是什么样子？ 【长难句分析】 1. 原文: Then came commodity money — items that had value themselves, such as shells, salt, or precious metals. 翻译: 接着出现了商品货币——即本身具有价值的物品，如贝壳、盐或贵金属。 分析: 本句为倒装句，正常语序为"Commodity money then came"。破折号后的内容是"commodity money"的同位语，对其进行解释说明，其中包含一个定语从句"that had value themselves"修饰"items"，并用"such as"引出举例。 2. 原文: It was lighter and represented a promise to pay the holder a certain amount of gold or silver. 翻译: 它更轻便，并代表着向持有者支付一定数量金银的承诺。 分析: 这是一个由"and"连接的并列句，主语为"It"。第二个分句中，"a promise"是宾语，其后的不定式短语"to pay the holder a certain amount of gold or silver"作后置定语，修饰"promise"，说明了承诺的具体内容。 3. 原文: From bartering to scanning a code, the journey of money is all about seeking greater convenience and security. 翻译: 从物物交换到扫码支付，货币的演进历程始终围绕着寻求更大的便利和安全性。 分析: 介词短语"From bartering to scanning a code"作状语，表示范围。"the journey of money"是主语，"is"是系动词，"all about seeking greater convenience and security"是表语，其中动名词短语"seeking greater convenience and security"作介词"about"的宾语。 【重难词汇梳理】 1. evolution /ˌiːvəˈluːʃn/ - n. 演变，演进 2. dramatically /drəˈmætɪkli/ - adv. 戏剧性地；巨大地，显著地 3. barter /ˈbɑːrtər/ - n./v. 物物交换 4. commodity /kəˈmɑːdəti/ - n. 商品；有用的物品 5. durable /ˈdʊrəbl/ - adj. 耐用的，持久的 6. represent /ˌreprɪˈzent/ - v. 代表；表示 7. digital /ˈdɪdʒɪtl/ - adj. 数字的 8. scan /skæn/ - v. 扫描 9. currency /ˈkɜːrənsi/ - n. 货币，通货 10. convenience /kənˈviːniəns/ - n. 方便，便利 11. security /sɪˈkjʊrəti/ - n. 安全；保障 实战演练 Passage1 （24-25八年级下·辽宁铁岭·期末）At an early age, we start learning how to manage (管理) money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us develop good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may run out one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). We should set a clear goal (目标) and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money (零用钱). How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy (使满足) us. We should spend money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can learn money management step by step! 1．Money comes from _______ according to the text. A．parents’ hard work B．kids’ life lessons C．good spending habits D．the bank trees 2．What does the writer want kids to do by giving the example of buying a bicycle? A．Buy a wonderful notebook. B．Make a free spending choice. C．Set a goal of saving money. D．Have an experience of shopping. 3．The underlined word “afford” means “_______ ” in Paragraph 3. A．have the experience in doing B．have an interest in doing C．have enough time to do D．have enough money to buy 4．What is the best title for the text? A．How to Spend Money B．How to Manage Money C．How to Make Money D．How to Save Money 【答案】1．A 2．C 3．D 4．B 【导语】本文主要讲述了如何通过观察父母的消费习惯来学习管理金钱，并提供了几个关于培养良好消费习惯的生活建议。 1．细节理解题。根据文章第二段“We need to know that our parents work hard to make money, and that it may run out one day.（我们需要知道父母努力工作赚钱，而且钱可能有一天会用完。）”可推知，钱来源于父母的辛勤工作。故选A。 2．推理判断题。根据文章第三段“If we wish to own a new bicycle but can’t afford it, we can save our pocket money.（如果我们想买一辆新自行车但买不起，可以存零用钱。）”以及后文提到的设定目标和存钱的方法，可推知作者通过买自行车的例子是想让孩子们设定存钱目标。故选C。 3．词句猜测题。根据文章第三段“If we wish to own a new bicycle but can’t afford it...（如果我们想买一辆新自行车但买不起……）”可推知，句中“afford”与“save money”（存钱）形成对比，说明其含义与“经济能力”相关，选项D“有足够的钱购买”直接对应“负担不起”的相反含义，且与存钱实现目标的上下文逻辑一致。“afford”意为“有足够的钱购买”。故选D。 4．最佳标题题。根据全文内容，尤其是第一段“The following life lessons about money can help us develop good spending habits.（以下关于金钱的生活建议可以帮助我们培养良好的消费习惯。）”以及后文提到的预算、存钱和正确花钱的方法，可推知文章主要讲的是如何管理金钱。故选B。 Passage2 （2025·辽宁·中考模拟）People use money to buy food, books and lots of other things they need. When they work, they usually get paid in money. Most of the money used today is made of metal or paper. But in the time long ago, people used to use all kinds of things as money. One of the first kinds of money was shells (贝壳). In China, cloth and knives were used as money. Elephant tusks (牙), monkey tails and salt were used in some parts of the world. Rice was also a kind of money used by the people in some islands. Some animals were used as money, too. The first copper (铜) coins were made in China. They were round and had a square hole in the center. Different countries have used different metals for their money. Later, some countries began to make coins of gold and silver (银). But gold and silver were heavy to carry when people needed a lot of coins to buy something expensive. The Chinese were the first to use paper money. The first paper money looked more like a note from one person to another then the paper money is used today. Money has had an interesting story from the days of shell money till today. 1．What do people use money to do? A．To play with. B．To keep at home. C．To buy something useless. D．To buy things they need. 2．From the passage we know that ________ weren’t used as money in the world. A．trees B．elephant tusks C．monkey tails D．salt 3．What problems did people have using gold and silver coins? A．They didn’t have much. B．They were too heavy to carry. C．They didn’t like them. D．People couldn’t found them. 4．In the world what kinds of money were first made by Chinese people? A．Copper coins. B．Gold coins. C．Paper money. D．both A and C． 【答案】1．D 2．A 3．B 4．D 【导语】本文主要介绍了货币的发展历史。 1．细节理解题。根据“People use money to buy food, books and lots of other things they need.”可知，人们用钱买食物、书和许多其他他们需要的东西。故选D。 2．细节理解题。根据“Elephant tusks (牙), monkey tails and salt were used in some parts of the world.”可知，象牙、猴尾和盐在世界上的一些地方被使用。故选A。 3．细节理解题。根据“But gold and silver were heavy to carry when people needed a lot of coins to buy something expensive.”可知，当人们需要大量的硬币来购买昂贵的东西时，黄金和白银携带起来很重。故选B。 4．细节理解题。根据“The first copper (铜) coins were made in China.”和“The Chinese were the first to use paper money.”可知，铜币和纸币最早是中国人铸造的，故选D。 Passage3 （25-26九年级上·湖南益阳·月考）Children love pocket money (零花钱). Many parents give their children pocket money each week and allow them 1 (spend) it as they wish. Other parents don’t think it’s wise to do so. They think children should be taught that money doesn’t grow on trees and that 2 they need it, they have to do something to get it. So, some parents expect their children to make money 3 doing chores like washing the dishes or cleaning the house. And some parents even encourage their children to take on part-time jobs. Children usually spend all their money. Some parents encourage their children to save (存储) some in their own bank account. Then they can pay for their favorite things 4 (them). Pocket money actually has 5 big influence on children. It teaches them to develop good spending and saving habits. It 6 (educate) them important skills and values (价值观). Children understand that money is not unlimited (无限制的), then they will learn how to spend or save their money 7 (wise). They practice planning and making 8 (choice). They also learn more math skills through 9 (manage) money. Pocket money helps children become 10 (independent) as they get older. 【答案】 1．to spend 2．if/when 3．by 4．themselves 5．a 6．educates 7．wisely 8．choices 9．managing 10．more independent 【导语】本文主要讲述了父母给孩子零花钱的不同方式及其对孩子成长的影响，包括培养理财习惯、数学技能和独立性等。 1．句意：很多父母每周给孩子零花钱，并允许他们按自己的意愿花。allow sb. to do sth.表示“允许某人做某事”，空格处应填动词不定式to spend。故填to spend。 2．句意：他们认为应该让孩子明白钱不是树上长出来的，如果他们需要钱，他们就必须做些事来获得它。/他们认为应该让孩子明白钱不是树上长出来的，当他们需要钱时，他们必须做些事来获得它。根据“they need it, they have to do something to get it”可知，此处既可表示时间关系，也可表示条件关系。当表示时间关系时，应用连词when“当……时”引导时间状语从句，强调“当他们需要钱的时候，就必须做事挣钱”，侧重动作发生的时间节点；当表示条件关系时，应用连词if“如果”引导条件状语从句，强调“如果他们需要钱，就必须做事挣钱”，侧重动作发生的前提条件。故填if/when。 3．句意：因此，一些家长期望他们的孩子通过做家务，如洗碗或打扫房屋，来赚钱。根据“make money...doing chores”可知，此处表示通过做家务赚钱。介词by“通过”符合语境。故填by。 4．句意：然后他们就能自己支付喜欢的东西。此处强调“亲自”支付，空格处应填反身代词themselves指代主语they本身。故填themselves。 5．句意：零花钱实际上对孩子有重大影响。have a big influence on是固定搭配，表示“对……有重大影响”。故填a。 6．句意：它教会他们重要的技能与价值观。描述客观事实用一般现在时，主语It是第三人称单数，所以空格处应填educate的第三人称单数形式educates。故填educates。 7．句意：孩子们明白钱不是取之不尽的，然后他们就会学会如何明智地花钱或存钱。空格处缺少副词修饰动词spend和save，wise的副词形式是wisely。故填wisely。 8．句意：他们会练习做计划、做选择。make choices是固定搭配，表示“做选择”。故填choices。 9．句意：他们还能通过管理钱学到更多数学技能。through是介词，其后接动名词，manage的动名词形式是managing。故填managing。 10．句意：零花钱能帮助孩子在成长过程中变得更独立。根据“as they get older”可知，此处暗示“随着长大变得更独立”，空格处应填independent的比较级more independent。故填more independent。 Passage4 （25-26八年级上·四川南充·月考）阅读下面短文，掌握其大意，然后从短文各题所给的三个选项（A、B、C）中，选出最佳选项。 Every week, Brad’s parents gave him $12 for doing chores. 1 , it seemed to disappear (消失) just as quickly as Brad got it. Brad never had enough 2 to meet his needs. “I think you should make a 3 ,” said Brad’s dad. “Set limits (限制) on 4 you can spend on different things each week. That way, you’re 5 to have money for the different things you want.” With his parents’ help, Brad wrote down the things he wanted to buy. There were snacks and clothing on the 6 . Brad’s parents explained that he should always keep some money as savings. They also 7 him to save a little money to help others. They told Brad, “We 8 to raise your pocket money to $15 a week if you can save $2 for helping others.” Brad accepted (接受) the idea with joy. From that day on, Brad spent money 9 and always seemed to have enough money to do the things he wanted. At the end of the year, Brad gave away some money to help children in need. He also used some of his savings to buy gifts for his parents. Doing these things made him feel 10 . 1．A．Instead B．So C．However 2．A．time B．energy C．money 3．A．budget B．note C．cover 4．A．how many B．how much C．how long 5．A．careful B．sure C．ready 6．A．table B．goal C．list 7．A．chose B．encouraged C．invited 8．A．plan B．need C．fight 9．A．freely B．quickly C．differently 10．A．happy B．tired C．bored 【答案】 1．C 2．C 3．A 4．B 5．B 6．C 7．B 8．A 9．C 10．A 【导语】本文是一篇记叙文。文章主要讲述了Brad的父母每周给他12美元作为零用钱，但他总是很快花光。于是，他的父亲建议他制定一个预算计划，学会如何管理自己的零用钱。在父母的帮助下，Brad开始规划自己的开支，并学会了储蓄和帮助他人。 1．句意：然而，它似乎和Brad得到它时一样快地消失了。 Instead代替；So因此；However然而。根据“it seemed to disappear (消失) just as quickly as Brad got it”可知，此处与前文是转折关系，应用however。故选C。 2．句意：Brad从来没有足够的钱来满足他的需求。 time时间；energy能量；money钱。根据前文“it seemed to disappear (消失) just as quickly as Brad got it”可知，Brad的钱很快就花光了，没有足够的钱来满足需要。故选C。 3．句意：“我认为你应该制定一个预算，”Brad的爸爸说。 budget预算；note笔记；cover覆盖。根据后文“Set limits (限制) on...you can spend on different things each week.”可知，此处指制定预算，设定每周不同事物的花费限制。故选A。 4．句意：设定每周不同事物的花费限制。 how many多少，修饰可数名词复数；how much多少，修饰不可数名词；how long多长。根据“you can spend on different things each week”可知，此处指花费多少钱，money是不可数名词，应用how much。故选B。 5．句意：这样，你肯定会有钱买你想要的不同东西。 careful小心的；sure确定的；ready准备好的。根据“Set limits (限制) on...you can spend on different things each week.”可知，设定花费限制后，肯定会有钱买想要的东西，be sure to do sth“肯定会做某事”。故选B。 6．句意：清单上有零食和衣服。 table桌子；goal目标；list清单。根据前文“Brad wrote down the things he wanted to buy.”可知，此处指购物清单。故选C。 7．句意：他们还鼓励他存一点钱来帮助别人。 chose选择；encouraged鼓励；invited邀请。根据“him to save a little money to help others”可知，此处指鼓励他存钱帮助别人，encourage sb to do sth“鼓励某人做某事”。故选B。 8．句意：他们告诉Brad：“如果你能存2美元帮助别人，我们计划把你的零花钱提高到每周15美元。” plan计划；need需要；fight打架。根据“raise your pocket money to $15 a week if you could save $2 for helping others”可知，此处指计划把零花钱提高到每周15美元。故选A。 9．句意：从那天起，Brad花钱的方式不同了，似乎总是有足够的钱做他想做的事。 freely自由地；quickly快速地；differently不同地。根据“always seemed to have enough money to do the things he wanted”可知，此处指花钱的方式不同了。故选C。 10．句意：做这些事情让他感到很开心。 happy开心的；tired累的；bored无聊的。根据前文“At the end of the year, Brad gave away some money to help children in need. He also used some of his savings to buy gifts for his parents.”可知，Brad捐钱帮助别人，给父母买礼物，这些事情让他感到很开心。故选A。 2 原创精品资源学科网独家享有版权，侵权必究！ 2 / 11 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $