U2L1 Personal Finance-Money in, money out（课件）-《新模式英语4》(劳保版第三版）《上好课》

Unit 2 Personal Finance Lesson 1 Money in, money out 劳保版第三版 新模式英语4 Learning objectives 学习目标 能力目标 知识目标 1. 理解与运用核心词汇和短语； 2. 快速识别听力中数字信息（金额）； 3. 理解并掌握差额计算中负数表达（超支）的英语表述 1.能听懂关于日常消费的英语对话，快速捕捉消费项目和金额信息，完成表格填写； 2. 能运用减法计算消费差额，用英语表达计算结果。 情感目标 1.培养合理消费、科学规划的意识，学会理性分配每月支出； 2.提升责任意识和规划能力，树立正确的消费观。 03 01 02 目录 01 02 03 04 05 06 课堂导入 知识讲授（核心词汇与听力训练） 师生互动与课堂练习 知识讲授（差额计算与预算制定） 师生互动与课堂练习 课堂小结 3 课堂导入 课前导入 My Monthly Expenses 我的月度花费 What do you spend money on every month? List 3-5 items. 食物 交通 手机 文具 课前导入 Expense Items Budget Amount (yuan) Food expenses 300 Transportation expenses 80 Mobile phone bill/Internet fees 50+30=80 Clothing/Accessory/Cosmetic expenses 150+50+50=250 Books fees/School supplies cost 20+50=70 Electronic products expenses 50 Entertainment expenses 200 Lily’s Monthly Budget 课前导入 Do you have the same expenses as Lily? What’s different? Lily’s Monthly Budget 知识讲授 （核心词汇与听力训练） 知识讲授 expense /ɪkˈspens/ n. 支出 food expenses 食品支出 transportation expenses 交通支出 核心词汇--支出项目 mobile phone bill 手机费 Internet fees 网费 clothing expenses 服装支出 accessory /əkˈsesəri/n. 配饰 cosmetic expenses 化妆品支出 school supplies / səˈplaɪz/ 文具 知识讲授 budget /ˈbʌdʒɪt/n. 预算；v. 做预算 → I need to budget my monthly income. income /ˈɪnkʌm/n. 收入 → His monthly income is about 3000 yuan. subtraction /səbˈtrækʃn/n. 减法 → We use subtraction to calculate the difference. 核心词汇--理财与计算类 知识讲授 difference /ˈdɪfrəns/n. 差额 → What’s the difference between 500 and 300? negative number /ˈneɡətɪv ˈnʌmbə(r)/ 负数 → -50 is a negative number. similarity /ˌsɪməˈlærəti/n. 相似点 → There are many similarities between our budgets. 核心词汇--理财与计算类 food expenses 食品支出 transportation expenses 交通支出 mobile phone bill 手机费 Internet fees 网费 clothing expenses 服装支出 accessory 配饰 cosmetic expenses 化妆品支出 school supplies 文具 朗读下列单词并背诵标红词汇 budget /ˈbʌdʒɪt/n. 预算 actual amount 实际金额 difference /ˈdɪfrəns/n. 差额 negative number 负数 accessory  /ækˈsesəri/  n. 配饰 actual  /ˈæktʃʊəl/  adj. 实际的 similarity  /ˌsɪmɪˈlærɪti/  n. 相似点 subtraction  /səbˈtrækʃ(ə)n/  n. 减法 朗读下列单词并背诵标红词汇 课堂练习 expense, budget, difference, subtraction, accessory We need to ______ our monthly income wisely to avoid overspending. Her biggest monthly ______ is on food and drinks. The ______ between 900 and 750 is 150. She bought some fashion ______ to match her new dress. We use ______ to find out how much we saved or overspent. 选词填空 budget expense difference accessories subtraction 课堂练习 1.食品支出 2. 交通支出 3. 手机费 4. 网费 5. 文具 6. 化妆品支出 A. mobile phone bill B. Internet fees C. food expenses D. school supplies E. transportation expenses F. cosmetic expenses 短语匹配 4. 网费 1.食品支出 5. 文具 2. 交通支出 6. 化妆品支出 3. 手机费 Monthly Expenses Food expenses Transportation expenses Mobile phone bill/ Internet fees Clothing/ Accessory/ Cosmetic expenses Books fees/ School supplies cost Electronic products expenses Entertainment expenses ¥40.00 ¥1,000.00 ¥80.00 ¥80.00 ¥200.00 ¥15.00 ¥150.00 听力训练 听对话，填写各项开支的预算金额 16 Item Budgeted Amount Actual Amount Difference Food expenses Transportation expenses Mobile phone bill/ Internet fees Clothing/ Accessory/ Cosmetic expenses Books fees/ School supplies cost Electronic products expenses Entertainment expenses TOTAL ¥941.00 ¥78.00 ¥85.72 ¥400.00 ¥50.00 ¥0.00 ¥132.96 ¥1,000.00 ¥80.00 ¥80.00 ¥200.00 ¥40.00 ¥15.00 ¥150.00 听力训练 再听对话，补充实际数字 17 听力原文 大声朗读原文，关注标红句子 Father: I think it’s time we sat down and made a budget. Lily: Good idea. How should we start? Father: Well, let’s make a list of everything you spend money on, and then let’s guess at how much you spend in each category. Then you’ll save your receipts（收据） for next month and see how much you actually spent. Lily: OK, why don’t we start with the food? For most students, it accounts （占比）for most of their living expenses. I’d say I spend ¥900 a month on three meals, ¥100 a month on drinks and snacks, and might come to ¥1,000 a month for food. Father: That sounds right. Now let’s talk about transportation. I know it’s going to be ¥80. 听力原文 大声朗读原文，关注标红句子 Lily: Right. In the transportation category（类别）, I’d say I spend about ¥20 on bus, ¥20 on shared bikes, and ¥40 on taxi. That adds up to ¥80. Father: Don’t forget mobile phone, and Internet. Mobile phone is ¥50, and Internet is ¥30. That’s ¥80 right there. Lily: Wow, I spend money on a lot of things! Father: And you’re not even finished! How much do you think you spend on clothing, accessories each month? Lily: I spend about ¥200 a month on clothing and accessories. Father: What about books and school supplies ? Lily: Books and school supplies are about ¥40 a month. 听力原文 大声朗读原文，关注标红句子 Father: Are we forgetting anything? … Oh, electricity bill（电费）. I’d say you spend about ¥15 a month. Lily: That sounds about right. And don’t forget entertainment. Movies and taking trips adds up! I’d be willing to bet（打赌） I spend at least ¥150 a month on those kinds of things—I’m afraid to add all this up! 知识讲授 （差额计算与预算制定） 知识讲授 Formula: Total = Item 1 + Item 2 + Item 3 + ... + Item n 总金额计算 Example: Lily’s total budget amount = 1000 (food) + 80 (transportation) + 80 (phone&Internet) + 200 (clothing&accessory&cosmetic) + 40 (books&supplies) + 15 (electronic) + 150 (entertainment) = 1565 yuan 知识讲授 Formula: Total = Item 1 + Item 2 + Item 3 + ... + Item n 总金额计算 English Expression: The total budget amount is 1000 plus 80 plus 80 plus 200 plus 40 plus 15 plus 150, which equals 1565 yuan. “+” plus; “=” equal 知识讲授 Formula: Total = Item 1 + Item 2 + Item 3 + ... + Item n 总金额计算 941+78+85.72+400+50+0+132.96=1687.68 yuan Calculate Lily’s total actual amount by yourself! 知识讲授 Formula: Difference（差额） = Actual Amount - Budget Amount 差额计算与负数应用 Example: Clothing expenses: Actual 400 yuan - Budget 200 yuan = 200 yuan (overspent 200 yuan) Case 1: Overspend 超支 (实际＞预算) → Positive Number（正数） “-” minus; “=” equal 正数意味你超支 知识讲授 Formula: Difference = Actual Amount - Budget Amount 差额计算与负数应用 Example: Food expenses: Actual 941 yuan - Budget 1000 yuan = -59 yuan(saved 59 yuan) Case 2: Save 结余 (实际＜预算) → Negative Number（负数） 负数意味着你节约！ Item Budgeted Amount Actual Amount Difference Food expenses Transportation expenses Mobile phone bill/ Internet fees Clothing/ Accessory/ Cosmetic expenses Books fees/ School supplies cost Electronic products expenses Entertainment expenses TOTAL ¥941.00 ¥78.00 ¥85.72 ¥400.00 ¥50.00 ¥0.00 ¥132.96 ¥1,000.00 ¥80.00 ¥80.00 ¥200.00 ¥40.00 ¥15.00 ¥150.00 计算练习 计算差额补全表格 ¥ -59.00 ¥ -2.00 ¥ 5.72 ¥ 200.00 ¥ 10.00 ¥ -15.00 ¥ -17.04 27 实践运用 Similarities (相同点) Differences (不同点) 1. ____________________ 1. ____________________ 2. ____________________ 2. ____________________ 3. ____________________ 3. ____________________ 我的支出 VS Lily 的支出 Similarities: We both spend money on food and mobile phone bill. Differences: Lily spends money on cosmetics, but I don’t. 实践运用 What’s the biggest difference between your expenses and Lily’s? Why do you have this difference? (e.g., hobbies, living habits) Do you think Lily’s budget is reasonable? Why? 小组讨论 - 支出差异大揭秘 观看并思考 视频观看 How to make personal monthly budget? 实践运用 个人预算制定 - 我的专属月预算表 Expense Items Budget Amount (yuan) Actual Amount (yuan) Difference (yuan) Food expenses ______ ______ ______ Transportation expenses ______ ______ ______ Mobile phone bill ______ ______ ______ Internet fees ______ ______ ______ Clothing expenses ______ ______ ______ Accessory ______ ______ ______ Cosmetic expenses ______ ______ ______ Books fees/School supplies cost ______ ______ ______ Electronic products expenses ______ ______ ______ Entertainment expenses ______ ______ ______ Total ______ ______ 拓展练习 Xiao Hong’s monthly budget: Food: 900 yuan → Actual: 850 yuan Transportation: 120 yuan → Actual: 100 yuan Mobile phone bill: 70 yuan → Actual: 70 yuan Entertainment: 200 yuan → Actual: 280 yuan 超支场景计算 Calculate her total budget and total actual amount. Calculate the difference for each item. Write 2 English sentences about her expenses. Total budget: 900+120+70+200=1290 yuan Total actual amount: 850+100+70+280=1300 yuan Differences: -50, -20, 0, 80 课堂小结 Review 知识回顾 一、词汇 accessory  /ækˈsesəri/  n. 配饰 actual  /ˈæktʃʊəl/  adj. 实际的 similarity  /ˌsɪmɪˈlærɪti/  n. 相似点 subtraction  /səbˈtrækʃ(ə)n/  n. 减法 negative number  负数 Review 知识回顾 二、表达 - 介绍预算：“My monthly budget includes 6 items: food, transportation, mobile phone bill, school supplies, cosmetics and entertainment.” - 说明金额：“I budget 600 yuan for food and 200 yuan for transportation.” - 表达规划：“I will try to control cosmetic expenses to stay within the budget.”； Homework 课后作业 背诵本课核心词汇和 5 个例句； 记录未来一周的实际支出，填写到个人月预算表的 “Actual Amount” 列，计算各项差额和总差额。 查找更多AI职教优质资源 点击 https://zhijiao.xkw.com/ Thanks null Other 153163.05 null Other 110396.43 Lavf58.20.100 Packed by Bilibili XCoder v2.0.2 $