Unit 5 The Value of Money单元测试卷-2024-2025学年高中英语人教版必修第三册

Unit5 The Value of Money单元测试卷（答案） 第一部分 阅读理解 第一节 1-5: BBBBC 6-10: CBBBB 11-15: BCBBB 第二节（七选五） 16-20: D G A F E 第二部分 语言运用 第一节 完形填空 21-25: CDCBA 26-30: ABAAC 31-35: CACCD 第二节 语法填空 36. However 37. urgent 38. defined 39. to help 40. seeing 41. developing 42. with 43. It 44. mindfully 45. achieving 第三部分 翻译句子 46. He works hard to earn a living and support his family. 47. Impulsive spending often leads to financial regret later. 48. She is always willing to donate part of her pocket money to charity. 49. Parents should teach their children how to save and invest for the future. 50. It is important for us to learn to attach importance to experiences rather than material possessions. 第四部分 书面表达（参考范文） In my opinion, money cannot buy true happiness, though it is important. Money can certainly buy comfort, security, and experiences that contribute to happiness, such as travel or education. It can remove stresses caused by poverty. However, happiness often comes from non-material sources: strong relationships, good health, a sense of purpose, and personal fulfillment. These cannot be purchased. Therefore, while money is a useful tool for improving life conditions, it is not the key to lasting happiness, which is built on intangible values and emotional well-being. 学科网（北京）股份有限公司 $ Unit5 The Value of Money单元测试卷 考试时间：90分钟 总分：100分 班级： 姓名： 学号： 第一部分 阅读理解（共两节，满分45分） 第一节（共15小题；每小题2分，满分30分） 阅读下列短文，从每题所给的A、B、C、D四个选项中选出最佳选项。 A Before coins and banknotes existed, people relied on the barter system, exchanging goods and services directly. If a farmer had extra grain but needed a tool, he would find a blacksmith who wanted grain. However, bartering was inefficient—it required a “double coincidence of wants.” The invention of money, first as commodity money like shells or metals, then as coins and paper currency, solved this problem. Money acts as a medium of exchange, a unit of account, and a store of value. This allowed economies to grow more complex and trade to expand over great distances. The very concept of “value” became standardized and portable, embedded in these small pieces of metal and paper. 1. What was the main problem with the barter system? A. People didn’t like to trade. B. It required both parties to have what the other wanted at the same time. C. Goods were always of unequal value. D. It was only used by farmers. 2. What is NOT mentioned as a function of money? A. A medium of exchange. B. A tool for bartering. C. A unit of account. D. A store of value. 3. How did the invention of money affect economies? A. It made trade more difficult. B. It allowed economies to grow more complex and trade to expand. C. It forced everyone to become a farmer. D. It eliminated all forms of barter. B The rise of digital and mobile payments, like Alipay and WeChat Pay in China, has transformed our relationship with physical cash. Paying with a smartphone is fast and convenient. There’s no need to carry wallets or worry about change. However, this ease can also make spending feel less “real.” Physically handing over banknotes creates a psychological feeling of loss that can curb impulse buys. With a quick scan or tap, the transaction feels abstract, potentially leading to easier overspending. Financial experts advise users of digital payment platforms to track their expenses regularly through the apps’ built-in features or personal budgeting tools to maintain awareness of where their money goes. 4. What is a major advantage of digital payments mentioned in the text? A. They make money feel more real. B. They are slow and secure. C. They are fast and convenient. D. They eliminate all spending. 5. What is a potential psychological downside of digital payments? A. They make people more aware of spending. B. They make spending feel abstract, which can lead to overspending. C. They always cause technical problems. D. They force people to carry more cash. 6. What suggestion do financial experts give to digital payment users? A. Never use digital payments. B. Spend more money to boost the economy. C. Regularly track their expenses to maintain awareness. D. Only use cash for all purchases. C Teaching financial literacy to teenagers is crucial for their future independence. Financial literacy includes basic skills like budgeting, saving, understanding interest, and distinguishing between needs and wants. For instance, a teenager who receives a weekly allowance can learn to allocate portions for spending, saving for a desired item, and perhaps even giving to charity. Schools and families play a key role. Discussing household budgeting, comparing prices while shopping, or explaining how credit cards work are practical lessons. Developing good money habits early can prevent debt problems later in life and empower young people to make informed financial decisions, viewing money as a tool for achieving goals rather than an end in itself. 7. What does financial literacy for teenagers include according to the text? A. Only knowing how to spend money. B. Budgeting, saving, understanding interest, and distinguishing needs from wants. C. Learning how to print money. D. Avoiding all forms of money. 8. Who plays a key role in teaching financial literacy? A. Only banks. B. Schools and families. C. Social media influencers. D. Government officials only. 9. What is a long-term benefit of developing good money habits early? A. It guarantees a person will become rich. B. It can prevent future debt problems and empower informed decision-making. C. It makes teenagers dislike money. D. It is only useful for their teenage years. D True charity involves more than just giving away money; it’s about the intent and impact. Consider the story of an elderly woman who lived simply. She had saved a small amount of money for years. Instead of spending it on herself, she donated it to a local school to buy books for children from low-income families. The money itself wasn’t a vast sum, but its value was multiplied by her sacrifice and the specific, positive impact it had—enriching children’s education. Conversely, giving large sums for public recognition without caring where the money goes may be less about charity and more about personal image. The value of money in charity is measured not by the amount, but by the thoughtful consideration behind it and the genuine need it meets. 10. What does the author suggest is most important in charity? A. Giving the largest possible amount of money. B. The intent behind the gift and the impact it creates. C. Ensuring everyone knows who gave the money. D. Only giving money to famous organizations. 11. Why was the elderly woman’s donation considered particularly valuable? A. Because she was very rich. B. Because it represented personal sacrifice and had a direct, positive impact on children’s education. C. Because she gave it to a university. D. Because it was in the form of gold. 12. What might lessen the charitable value of a donation according to the text? A. Giving it quietly. B. Giving it after careful thought. C. Giving large sums primarily for public recognition without concern for impact. D. Giving to meet a genuine need. 13. The word “multiplied” in paragraph 1 is closest in meaning to ______. A. reduced B. increased greatly in effect C. divided D. hidden 14. How does the author propose we measure the value of money in charity? A. By the amount alone. B. By the thought behind it and the real need it addresses. C. By the fame of the recipient. D. By the speed of giving. 15. What is the main idea of the passage? A. Only poor people should give to charity. B. The true value of charitable giving lies in the thoughtful intention and meaningful impact, not just the monetary amount. C. Charity is a waste of money. D. Public recognition is the goal of all charity. 第二节（共5小题；每小题2分，满分10分） 根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。 Mindful Spending: The “Needs vs. Wants” Filter In a world full of advertising and social pressure to consume, managing money wisely starts with a simple but powerful question: “Is this a need or a want?” ___16___ Defining Needs and Wants. Needs are essentials required for basic survival and well-being: food, shelter, basic clothing, healthcare, and essential education. Wants are things that improve our quality of life or provide pleasure but are not essential for survival, like the latest smartphone, designer clothes, or expensive vacations. Applying the Filter. Before making a purchase, pause and categorize the item. ___17___ This moment of reflection can prevent impulsive buys. For example, you need a winter coat, but you *want* the expensive branded one when a functional, less expensive one exists. Budgeting with the Filter. A good budget allocates money to needs first. ___18___ Spending on wants should come from what remains after needs and savings are covered. This ensures financial stability. The Gray Area and Values. Some categories can be tricky. Is a gym membership a need (for health) or a want (for luxury)? This is where personal values come in. ___19___ If health is a top priority, allocating money there might be justified. The key is to make that choice consciously, not impulsively. The Long-Term Benefit. Consistently using this filter cultivates financial discipline. It helps you align your spending with your real priorities and long-term goals, like saving for education or a future home. ___20___ You gain control over your money, instead of letting your wants control you. A. Only after these are covered should you consider wants. B. Therefore, you should never spend money on things you want. C. Once needs are met, all remaining money can be spent freely. D. Learning to distinguish between them is a cornerstone of financial health. E. It shifts your focus from short-term desires to long-term security and fulfillment. F. What is essential for one person might be a want for another. G. Is it necessary for your basic well-being, or is it for comfort, enjoyment, or status? 第二部分 语言运用（共两节，满分30分） 第一节 完形填空（共15小题；每小题1分，满分15分） 阅读下面短文，从每题所给的A、B、C、D四个选项中选出最佳选项。 I learned the value of money not from earning it, but from saving it for a dream. When I was twelve, I desperately wanted a new bicycle. My old one was falling apart. My parents, believing in teaching responsibility, said, “We’ll match whatever you save.” This was both exciting and ___21___. I started with small jobs: walking neighbors’ dogs, washing cars, and helping sort books at the library. Each coin and small bill I earned felt ___22___. I kept it all in a clear jar on my desk. Watching the jar slowly fill was a lesson in ___23___. I had to say “no” to things I wanted immediately, like comics and snacks at the mall. Each time I was tempted, I’d picture the shiny blue bicycle in the shop window. That image was my ___24___. There were moments of ___25___. One hot summer day, my friends were going for ice cream. I had just earned five dollars. The desire for a cold treat was strong. I stood outside the ice cream parlor, money in hand, ___26___ with myself. I thought about the jar, and how much closer the five dollars would get me to my goal. I turned around and walked home, putting the money in the jar. It was a small victory, but it felt huge. I was learning to ___27___ immediate pleasure for a larger future reward. Months passed. The jar was finally full. The day my dad took me to the bike shop to make the purchase was one of the proudest of my life. I handed over my savings, and he added his match. The bicycle was more than transportation; it was a ___28___ of my effort, patience, and choice. That experience shaped my ___29___ towards money. I understood that money represents time and energy exchanged for work. Saving it requires a vision for the future and the ___30___ to resist distractions. The bicycle taught me that the greatest value of money often lies not in the object it buys, but in the ___31___ it takes to earn and save it—the discipline learned, the priorities set, and the satisfaction of achieving a goal through one’s own effort. Years later, when facing bigger financial decisions, I still remember the clear jar. The principle is the same, whether saving for a bike, education, or a home. Money is a tool. Its real worth is determined by what we ___32___ to achieve with it and the character we build in the process. My parents didn’t just give me a bicycle; they gave me a far more valuable gift: the understanding that the most meaningful things often require ___33___, that “wanting” becomes more powerful when paired with “waiting” and “working.” This lesson in delayed ___34___ has been invaluable, guiding me to make thoughtful choices and to appreciate not just the price of things, but their true ___35___ to my life. 21. A. amusing B. frustrating C. daunting D. relaxing 22. A. light B. heavy C. dirty D. significant 23. A. speed B. generosity C. patience D. luck 24. A. memory B. motivation C. excuse D. regret 25. A. weakness B. strength C. humor D. certainty 26. A. arguing B. comparing C. playing D. agreeing 27. A. seek B. sacrifice C. increase D. remember 28. A. symbol B. cost C. gift D. loss 29. A. attitude B. donation C. access D. reply 30. A. wealth B. intelligence C. willpower D. popularity 31. A. ease B. fun C. journey D. amount 32. A. choose B. forget C. find D. avoid 33. A. chance B. praise C. effort D. money 34. A. judgment B. reward C. gratification D. payment 35. A. cost B. color C. weight D. value 第二节 语法填空（共10小题；每小题1.5分，满分15分） 阅读下面短文，在空白处填入一个适当的单词或括号内单词的正确形式。 The concept of money’s value can be deeply personal. A man once won a modest sum in a lottery. His friends expected him to buy a new car or take a lavish vacation. ___36___, he did something unexpected. He used the money to pay for a neighbor’s child ___37___ (urgent) medical treatment. When asked why, he said, “I have enough for my needs. That money could change a life. To me, that’s its highest value.” This story highlights that the worth of money is not fixed; it is ___38___ (define) by how we use it. For one person, value might mean security or comfort. For another, it might mean the ability ___39___ (help) others or gain experiences. Our values and priorities act as a lens, shaping our financial decisions. A frugal person may find great value in saving, ___40___ (see) it as freedom from future worry. A philanthropist finds value in giving. Understanding this personal dimension is key to ___41___ (develop) a healthy relationship with money. It encourages us to think consciously about what we truly value in life and to align our spending and saving ___42___ those principles, rather than blindly following social trends. Money itself is neutral; it is neither good nor evil. ___43___ is the use of it that reflects our character. By ___44___ (mindful) considering the “why” behind our financial choices, we can ensure that money serves as a tool for ___45___ (achieve) personal fulfillment and positive impact, rather than becoming a source of stress or an end in itself. 第三部分 翻译句子（共5小题；每小题2分，满分10分） 将下列中文句子翻译成英文，要求使用括号内所给的单词或短语。 46. 他努力工作以谋生并养活家人。(earn a living) 47. 冲动消费常常会导致之后的财务后悔。(lead to) 48. 她总是很乐意把一部分零花钱捐给慈善机构。(be willing to) 49. 父母应该教孩子如何为未来储蓄和投资。(invest in) 50. 对我们来说，学会重视经历而非物质财富很重要。(attach importance to) 第四部分 书面表达（满分15分） 假设你是李华，你校英文报“Youth Viewpoint”栏目正在举办一场讨论，主题是“Can Money Buy Happiness?”。请你写一篇短文，陈述你的观点并说明理由。 注意：词数80左右。 1 学科网（北京）股份有限公司 $