《外贸商函》收集保险信息（举一反三考点练）-课后自测（卷2）

举一反三考点练 《外贸商函》收集保险信息-课后自测 知识点一 保险的基本概念与办理方式 1. (词语翻译)请将以下词语翻译成中文： a. Cargo Transportation Insurance b. Effect insurance c. Insured amount d. Insurance coverage e. Peril 2. (句子翻译)请将以下句子翻译成中文： The seller agrees to cover insurance against All Risks and War Risk for 110% of the invoice value, as per the Institute Cargo Clauses (A) and Institute War Clauses (Cargo). 3. (填空题)根据合同规定，买方负责将货物从上海运往伦敦的运输保险。请在以下句子中填入合适的词语或短语，使其完整并符合语境： According to the contract, the ________ is responsible for ________ the goods for the shipment from Shanghai to London, ensuring the ________ is at least 120% of the invoice value and covering against specific ________ such as fire and theft. 4. (写作题)一家出口公司的业务员，现在需要给一家国外客户写一封简短的邮件，说明根据签订的合同（例如使用CIF贸易术语），由贵公司负责办理货物运输保险。请告知客户保险公司名称（例如：Pacific Insurance Company）、投保险别（例如：一切险，按照协会货物条款A）以及投保金额（例如：发票金额的110%）。邮件应包含必要的礼貌用语。 5. (写作题)请用英文解释为什么在国际贸易中为运输中的货物购买保险至关重要，并提及投保时需要考虑的两个关键要素。 知识点二 保险金额的确定方式 1. (词语翻译)请将以下词语翻译成中文： a) Insurance amount b) Invoice value c) Expected profit d) Freight costs e) Additional percentage 2. (句子翻译)请将以下句子翻译成中文： "The common practice is to insure the goods for 110% of the invoice value to cover not only the goods themselves but also the associated costs like freight and anticipated profit." 3. (填空题)请根据上下文填写合适的词语，使句子完整通顺： When exporting goods, it is crucial to agree on the insurance coverage. Instead of insuring only for the ______ (a) ______, parties often decide to insure for a percentage ______ (b) ______ this value, such as ______ (c) ______. This extra coverage helps protect against losses related to ______ (d) ______ and other expenses beyond the product's cost. 4. (写作题)请解释为什么在为出口货物投保时，通常会按高于发票金额的比例进行投保。 5. (写作题)一家出口公司的业务员，请起草一封简短的邮件给客户，说明通常按照发票金额的110%为货物投保，并解释这样做的理由。 知识点三 投保险别的分类 1. (词语翻译)请将下列保险相关术语翻译成中文： a. Basic Risk b. Additional Risk c. All Risks (A.R.) d. General Additional Risk e. Special Additional Risk 2. (句子翻译)请将以下句子翻译成中文： "The choice of insurance type, such as FPA, WPA, or All Risks, significantly impacts the premium cost and the scope of protection offered to the goods." 3. (填空题)填写下列句子中的空白部分： Insurance policies typically categorize risks into two main groups: _______ (1) _______ and _______ (2) _______. The former includes FPA, WPA, and _______ (3) _______. The latter is further divided into _______ (4) _______ and _______ (5) _______. 4. (写作题)一家进出口公司的采购经理，需要向运输代理发送一封简短的邮件，说明希望为一批价值较高的精密仪器投保一切险 (All Risks)。请写一段50-80字的邮件正文。 5. (写作题)简要解释为什么在选择投保险别时，考虑货物的性质和运输路线的风险是非常重要的。 原创精品资源学科网独家享有版权，侵权必究！2 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $$ 举一反三考点练 《外贸商函》收集保险信息-课后自测 知识点一 保险的基本概念与办理方式 1. (词语翻译)请将以下词语翻译成中文： a. Cargo Transportation Insurance b. Effect insurance c. Insured amount d. Insurance coverage e. Peril 【答案】 a. 货物运输保险 b. 办理保险 / 投保 c. 投保金额 d. 保险范围 / 保险险别 e. 危险 / 风险 2. (句子翻译)请将以下句子翻译成中文： The seller agrees to cover insurance against All Risks and War Risk for 110% of the invoice value, as per the Institute Cargo Clauses (A) and Institute War Clauses (Cargo). 【答案】 卖方同意根据协会货物条款(A)和协会战争条款(货物)，按发票金额的110%投保一切险和战争险。 3. (填空题)根据合同规定，买方负责将货物从上海运往伦敦的运输保险。请在以下句子中填入合适的词语或短语，使其完整并符合语境： According to the contract, the ________ is responsible for ________ the goods for the shipment from Shanghai to London, ensuring the ________ is at least 120% of the invoice value and covering against specific ________ such as fire and theft. 【答案】 According to the contract, the buyer is responsible for effecting insurance / insuring the goods for the shipment from Shanghai to London, ensuring the insured amount is at least 120% of the invoice value and covering against specific perils such as fire and theft. 【解析】第一个空填“买方”，因为合同规定买方负责；第二个空填“effecting insurance”或“insuring”，表示办理保险的动作；第三个空填“insured amount”，指投保金额；第四个空填“perils”，指特定的风险或危险（如火灾和盗窃）。 4. (写作题)一家出口公司的业务员，现在需要给一家国外客户写一封简短的邮件，说明根据签订的合同（例如使用CIF贸易术语），由贵公司负责办理货物运输保险。请告知客户保险公司名称（例如：Pacific Insurance Company）、投保险别（例如：一切险，按照协会货物条款A）以及投保金额（例如：发票金额的110%）。邮件应包含必要的礼貌用语。 【答案】 Subject: Confirmation of Insurance Arrangement for Your Recent Order Dear [客户姓名], Hope this email finds you well. Regarding your recent order [订单号, 如果知道的话], as stipulated in our signed contract under CIF terms, our company is responsible for effecting the cargo transportation insurance for the shipment. We have arranged the insurance with Pacific Insurance Company. The coverage includes All Risks according to Institute Cargo Clauses (A). The insured amount is set at 110% of the invoice value. We trust this comprehensive coverage will provide adequate protection for your goods during transit. Should you have any questions, please feel free to contact us. Best regards, 5. (写作题)请用英文解释为什么在国际贸易中为运输中的货物购买保险至关重要，并提及投保时需要考虑的两个关键要素。 【答案】 In international trade, insuring goods during transportation is crucial as it safeguards against potential financial losses caused by unforeseen events like accidents, damage, or theft. Without insurance, the party owning the goods bears the full risk. When effecting insurance, two key elements must be considered: the insured amount, which should typically cover the goods' value plus potential costs, and the insurance coverage or risks covered, ensuring protection against specific perils relevant to the journey. This provides peace of mind and financial security. 知识点二 保险金额的确定方式 1. (词语翻译)请将以下词语翻译成中文： a) Insurance amount b) Invoice value c) Expected profit d) Freight costs e) Additional percentage 【答案】 a) 保险金额 b) 发票价值 / 发票金额 c) 预期利润 d) 运费 / 运输成本 e) 额外百分比 / 增加的百分比 2. (句子翻译)请将以下句子翻译成中文： "The common practice is to insure the goods for 110% of the invoice value to cover not only the goods themselves but also the associated costs like freight and anticipated profit." 【答案】 常见的做法是按发票金额的110%为货物投保，以覆盖货物本身以及相关的费用，如运费和预期的利润。 3. (填空题)请根据上下文填写合适的词语，使句子完整通顺： When exporting goods, it is crucial to agree on the insurance coverage. Instead of insuring only for the ______ (a) ______, parties often decide to insure for a percentage ______ (b) ______ this value, such as ______ (c) ______. This extra coverage helps protect against losses related to ______ (d) ______ and other expenses beyond the product's cost. 【答案】 (a) invoice value / invoice amount (b) above / over (c) 110% / 120% / 10% above invoice value (d) freight costs / transportation costs / shipping costs 4. (写作题)请解释为什么在为出口货物投保时，通常会按高于发票金额的比例进行投保。 【答案】 在为出口货物投保时，按高于发票金额的比例投保是一种常见且重要的做法。这不仅仅是为了覆盖货物本身的价值，还考虑了其他因素。例如，卖方希望保障其预期的利润不受损失。此外，运输过程中的运费、可能的关税以及其他相关费用也需要被纳入保障范围。增加投保比例可以更全面地覆盖潜在风险，确保在发生损失时，相关经济利益得到补偿。 5. (写作题)一家出口公司的业务员，请起草一封简短的邮件给客户，说明通常按照发票金额的110%为货物投保，并解释这样做的理由。 【答案】 Subject: Clarification on Insurance Coverage for Your Shipment Dear [客户姓名], Regarding your recent order [订单号], we wanted to clarify our standard insurance practice. We typically insure the goods for 110% of the invoice value. This coverage includes not only the value of the goods themselves but also accounts for associated costs like freight and our expected profit margin. It provides comprehensive protection against potential losses during transit. Please let us know if this aligns with your requirements or if you have any specific insurance needs. Best regards, 知识点三 投保险别的分类 1. (词语翻译)请将下列保险相关术语翻译成中文： a. Basic Risk b. Additional Risk c. All Risks (A.R.) d. General Additional Risk e. Special Additional Risk 【答案】 a. 基本险 b. 附加险 c. 一切险 d. 一般附加险 e. 特殊附加险 2. (句子翻译)请将以下句子翻译成中文： "The choice of insurance type, such as FPA, WPA, or All Risks, significantly impacts the premium cost and the scope of protection offered to the goods." 【答案】 选择保险类型，例如平安险、水渍险或一切险，会显著影响保费成本以及对货物提供的保障范围。 3. (填空题)填写下列句子中的空白部分： Insurance policies typically categorize risks into two main groups: _______ (1) _______ and _______ (2) _______. The former includes FPA, WPA, and _______ (3) _______. The latter is further divided into _______ (4) _______ and _______ (5) _______. 【答案】 (1) Basic Risk (2) Additional Risk (3) All Risks (4) General Additional Risk (5) Special Additional Risk 4. (写作题)一家进出口公司的采购经理，需要向运输代理发送一封简短的邮件，说明希望为一批价值较高的精密仪器投保一切险 (All Risks)。请写一段50-80字的邮件正文。 【答案】 Dear Shipping Agent, Regarding the upcoming shipment of precision instruments, which are quite valuable, we request that you insure them against All Risks. Please ensure this comprehensive coverage is in place for the entire transit period. Thank you. Best regards, [Your Name/Title] 5. (写作题)简要解释为什么在选择投保险别时，考虑货物的性质和运输路线的风险是非常重要的。 【答案】 考虑货物性质是因为不同货物面临的风险不同。例如，易碎品可能更需要针对破损的保障，而怕潮的货物则需要防水保障。选择基本险（如一切险）时，其覆盖范围是否匹配货物特性很关键。同时，运输路线的风险（如途经海盗区、多雨地区、政治不稳定区）直接影响潜在损失的可能性与类型。高风险路线可能需要基本险加特殊附加险（如战争险、罢工险）才能获得充分保障。因此，综合考虑这两点，才能选择最经济且保障到位的险别，避免风险或过度投保。 原创精品资源学科网独家享有版权，侵权必究！2 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $$