8.2保险(2)（课件）《商务英语函电》（高教版第四版）-同步精品课堂

《商务英语函电》高等教育出版社第四版 商务英语函电 8.2保险(2) （INSURANCE） 教材分析： 本单元教材内容围绕“保险”主题展开，介绍了代买方办理保险的思路及信函的结构安排、超额投保申请的思路及信函的结构安排等内容。教材还提供了相关词汇、短语和语法知识，以及一些商务英语写作技巧，旨在帮助学生掌握与保险相关的商务英语表达和写作能力，同时了解国际贸易中保险的基本操作流程和注意事项。 Catalogue 目录 1.学习目标 2.新课引入 3.新课讲授 4.师生互动 5.课内练习 6.课内小结 7.课后作业 1.学习目标 1.掌握代买方办理保险的思路及信函的结构安排 2.掌握超额投保申请的思路及信函的结构安排 01 02 03 2.新课引入 在国际贸易中，我们如何保障货物的安全运输？ 保险在其中扮演了什么角色？保险购买方面会涉及什么？ 3.新课讲授内容 1.掌握代买方办理保险的思路及信函的结构安排 2.掌握超额投保申请的思路及信函的结构安排 Covering Insurance for the Buyer Dec.24 received a letter dated Dec.22 from a customer,asking us to arrange for insurance.The business is closed on FOB terms.We write to the buyer to inform them of the arrangement for insurance. Wongsheng &Co. Room 509-511 Tongle Bldg Shennan Rd.,Shenzhen(518044),China Tel:(0086755)85576183 Fax:(0086755)85576183 E-mail:chinawong@public.sztt.net.cn Date:Dec.24,2021 范文 We are in receipt of your letter of Dec.22 requesting us to effect insurance on the 3000 cases of Canned Fruits for your account. Covering Insurance for the Buyer Progressive Associates (Pvt.)Ltd. 412-419,Muhammadi House 1.1.Chunbrigar Road, Karachi-2,Pakistan Dear Sirs, Re:Insurance on Canned Fruits Indent No.FS04/12/2021 We are glad to inform you that we have insured the goods with PICC against AlI isks and War Risk for USD 55000.The insurance policy is being prepared and will be forwarded to you by the end of the week together with our debit note for the premium. For your information,PICC are always prompt and equitable in setting claims and enjoy world reputation.If the insured goods are found to have sustained loss or damage,you should immediately apply for survey to the survey agent stipulated in the policy to handle the matter. Yours faithfully, Wang Diardian Secretary for Wongsheng&Co 范文 Covering Insurance for the Buyer 生词学习 survey n.&v. 鉴定，调查，检验 debit n.&v.借，借方 sustain v. 遭受，蒙受 settle v. 解决 loss n. 损失，灭失 生词学习 reputation n. 声誉 equitable adj. 公平的，公正的 claim n.&v. 索赔 damage n. 损坏 Notes 1 代买方办理保险的思路及信函的结构安排 写作这类信件应把投保详细情况告知买方。如外商要了解有关中国人民保险公司的情况，我们应积极配合。 Notes 2 canned goods 罐装货物 canned fruits 罐装水果 canned meat 罐装肉 3 for one's account 替某人，代某人 We placed the order for our own account. 这批货是为我们自己买的。 We placed the goods for the account of the A.B.C.Co. 这批货是为ABC 公司买的。 Notes 4 The insurance policy is being prepared. 保险单正在制作中。 to prepare financial statement 编制财务报表 5 War Risk 战争险 战争险属于特殊附加险，其承保责任范围包括由战争或类似战争行为等引起的直接损失，但对核武器造成的损失，保险公司不予赔偿。 Notes 6 debit note 借记单，借记通知 credit note 贷记单，贷记通知 在国际贸易中，贸易的一方向另一方发送借记单，表示该项欠款已借记账户，并含索回欠款之意。在该借记单(或该借记通知)内，除列明数额外，还要扼要地注明原委，借记单的简称为D/N 。与此相反，为贷记单，简称为C/N。 Notes debit v.借记，记在账户的借方 n.借方 We have debited your account with USD480. 我们已借记你方账户480美元。 credit v.贷记 n. 贷方 A trial balance is made to test the equality of the debit balances of credit balances ofthe ledger accounts. 编制试算表是为了检验分类账户中借方余额和贷方余额是否相等。 Notes 7 PICC are always prompt and equitable in settling claims and enjoy world reputation. 中国人民保险公司一贯理赔迅速而公正，在国际上享有盛誉。 settle v. 解决，结算，定下来 settlement n. 结算 international settlement 国际结算 Notes 8 survey n.&v.检查，鉴定。指对货损等事故进行调查鉴定。 survey report 检查报告，鉴定书，调查报告 surveyor 调查人，检验行，鉴定 survey agent 调查机构 Notes Please survey the situation closely and keep us informed of the developments at your end. 请密切关注形势并随时告知你方事态发展。 The decision-makers made a general survey of the effect of the advertisements on the promotion of sales oftheir new products. 决策人对促销新产品广告的影响做了全面的调查 。 9 apply to sb.for sth. 向某人申请某事 We have applied to our banker for opening of the relative L/C. 我们已向开户行申请开立有关信用证 。 We have applied to the authorities for the import licence and it will soon be approved. 我们已向当局申请进口许可证并很快会获准 。 Notes Request for Excessive Insurance Nov.20 Received a letter from a foreign firm requesting for excessive insurance.It is our practice to effect insurance for 110%of invoice value.If buyers,for some reasons,ask us to cover insurance for 130% or 150% of the invoice value,we may do it accordingly,but the extra premium should be borne by them. GUARDIAN Forest Products Ltd. 9A High Street Ingatestone,Essex CM49ED 范文 Tel:02778355551 E-mail:elsong@guardian.com Your ref Our ref BM 1220 Date:Nov.20 Zhongxing Trading Company 105 Dacheng Street Nangang District 150001 Harbin,China 范文 Request for Excessive Insurance Dear Sirs, Re:Insurance on 800 Metric Tons of Breast Meat Referring to S/C No.1234 signed last week between us,we have to ask for your assistance in the field of insurance. It is stipulated in the S/C that insurance is to be covered by sellers for 110%of the invoice value against TPND Fresh &/or Rain Water Damage in addition to WPA. 范文 Request for Excessive Insurance As the goods are apt to deteriorate,we need an excessive insurance for the amount of 30%above the invoice value.It is understood that the extra premium should be for our account. We feel regret for the trouble caused by us and await your early reply. Yours faithfully, J.Elong Guardian 范文 Request for Excessive Insurance 生词学习 excessive adj. 超额的，超过的 assistance n. 援助，帮助 extra adj.额外的，附加的 breast meat 鸡胸脯肉 deteriorate v.变质 apt adj.有……倾向，易于 生词学习 quality n.质量 discount n.&v.折扣，贴现 打 ( 若 干 ) 折 扣 trial adj.&n.尝试的，试验性的，试用 advantage n.优势，好处 trust v.&n.相信，信任 超额投保申请的思路及信函的结构安排 1 in addition to 除外 In addition to garments,we handle stationery,cosmetics,sneakers and etc. 除服装外，我们还经营文具、化妆品、旅游鞋等。 2 be apt to 易于 This material is apt to break. 这种材料容易碎。 Iron is apt to rust. 铁容易生锈。 Notes 3 assistance n. 帮助，援助 We need assistance in this aspect. 在这方面我们需要帮助。 We wish we could be of any assistance to you. 我们希望在这方面对你们有所帮助。 assist v. 援助，帮助 assistant adj.&n. 助手，副职，副的 Mr.Kino,our assistant manager,will visit your corporation next month. 我们的助理经理基诺先生下个月将访问贵公司。 Notes 4 excessive adj.过度的，超值的 The moldiness of the goods upon arrival was evidently due to the excessive moisture they contained before shipment. 到货时的货物发霉情况显然是由于货物在装运前水分过多所致。 Notes 5 extra premium 额外保费 extra expenses 额外费用，额外支出 extra charges 额外费用 extra adj.额外的，附加的 6 130%of the invoice value 发票金额的130% 130%of the CIF valueCIF 价金的130% 30%above invoice value 高出发票金30% invoice value plus 30% 发票金额加30% Notes 7 premium n. 保险费，奖金，津贴，升水，贴水 installment premium 分期支付的保险费 premium rate 保险费率 premium receipt 保险费收据 premium tariff 保险费价目单 premium system 奖金制度 Notes 8 It is understood. 不言而喻 It goes without saying... 不用说 It is understood that particular care should be taken about the quality and the packing of the goods to be delivered in the first order. 不言而喻，应特别注意首次订单中交付货物的质量和包装。 It goes without saying that we very much appreciate the support you have extended us in the past. 不用说，我们非常感谢以往你们对我们的支持。 Notes 4.师生互动 老师与同学们讨论本节课知识要领与写作注意事项，同学们发表自己的看法与见解。 5.课内练习 1.When goods are shipped under CIF terms, who is responsible for arranging marine insurance? A. The buyer B. The seller C. The shipping company D. The insurance agent 【答案】 B 【解析】在CIF（Cost, Insurance, and Freight）贸易术语下，卖方负责安排海运保险，并承担保险费，直到货物在装运港越过船舷。 5.课内练习 2.Which insurance covers risks like theft and non-delivery? A. WPA B. FPA C. TPND D. War Risk 【答案】 C 【解析】TPND（Theft, Pilferage, and Non-Delivery）承保偷窃和提货不着风险，属于附加险。 5.课内练习 3.If the buyer requests insurance for 130% of the invoice value, who pays the extra premium? A. Seller B. Buyer C. Both parties D. Insurance company 【答案】 B 【解析】 超出110%发票金额的额外保费由买方承担，这是国际贸易惯例。 5.课内练习 4.Which expression is a commercial jargon for "soon"? A. By return B. Under separate cover C. Prior to D. Enclosed please find 【答案】 A 【解析】 “By return”是商业术语，意为“立即回复”。 5.课内练习 5.What is the standard insurance coverage percentage in the text? A. 100% B. 110% C. 130% D. 150% 【答案】 B 【解析】惯例是按发票金额110%投保。 5.课内练习 6.Which term refers to the fee paid for insurance? A. Claim B. Premium C. Debit D. Coverage 【答案】 B 【解析】“Premium”指保险费，是投保人支付给保险公司的费用。 化学实验基础知识 6.课堂小结 本节课所学的主要内容： 1.掌握代买方办理保险的思路及信函的结构安排 2.掌握超额投保申请的思路及信函的结构安排 作业布置：整理本节课的笔记，复习本节课相关知识并预习下一节课内容。 完成课后练习，加深对本节课知识的理解和掌握。 7.课后作业 谢谢大家 $$