8.1保险(1)（同步练习）《商务英语函电》（高教版第四版）-同步精品课堂

《商务英语函电》高教版第四版 8.1保险(1) 1. Choose the best option. （1）Which insurance provides the broadest coverage among the basic types? A. FPA B. WPA C. All Risks D. War Risk （2）What does TPND stand for? A. Total Protection and Non-Delivery B. Theft, Pilferage, and Non-Delivery C. Transport Protection and Natural Damage D. Trade Policy and Negotiated Delivery （3）Who typically pays the insurance premium in a CIF transaction? A. The buyer B. The seller C. The shipping company D. The insurance company （4）What is the usual insurance amount based on the invoice value? A. 100% B. 110% C. 120% D. 90% （5）Which of the following is an additional risk? A. FPA B. WPA C. All Risks D. Clash and Breakage Risks （6）What does "premium" refer to in insurance? A. The insurance contract B. The fee paid for insurance coverage C. The insured amount D. The compensation for loss （7）Which clause is commonly used to cover goods from warehouse to warehouse? A. FPA Clause B. WPA Clause C. Warehouse to Warehouse Clause D. War Risk Clause （8）If a buyer requests higher insurance coverage, who pays the extra premium? A. The seller B. The buyer C. The shipping company D. Shared equally （9）Which organization provides the Institute Cargo Clauses (ICC)? A. PICC B. London Insurance Association C. World Trade Organization D. International Chamber of Commerce （10）What does a 5% franchise in insurance mean? A. 5% of the loss is not covered B. Only losses above 5% are compensated C. The premium is reduced by 5% D. The insurance covers 95% of the value 2. Translate the English into Chinese and the Chinese into English.. （1）insurance → （ ） （2）FPA (Free from Particular Average) → （ ） （3）WPA (With Particular Average) → （ ） （4）All Risks → （ ） （5）insurance policy → （ ） （6）premium → （ ） （7）extra premium → （ ） （8）franchise → （ ） (9)如果你方认为我们的保险费率可以接受，请告知。 (10)我们希望知道贵公司能否对该货物给予特惠保险费率。 (11)我们已为你们10日内发出的冰箱投保。 (12)我们已经就这批货按合同金额加10%投保一切险。 (13)I would like to have the insurance of the goods covered at 110%of the invoice value. (14)We assure you.of the best quality and moderate prices of our goods. (15)Please arrange insurance according to our request. (16)We have known that your company is the largest insurance company in Japan. 3.Draft a fax to Kino &Son's Company informing them of insurance. 敬启者： 关于你方第HB2021/10/8 号订单，要求我们这次为你方投保。 你们在来函中说：“鉴于当前的国际形势，平安险不太够用，请扩大保险范围。”按照你方要求，我们投保了一切险和战争险。 对你方提出的要求，我们愿意提供帮助。 谨启 Supplement: 不太够用 not good enough 原创精品资源学科网独家享有版权，侵权必究！ 学科网（北京）股份有限公司 $$ 《商务英语函电》高教版第四版 8.1保险(1) 1. Choose the best option. （1）Which insurance provides the broadest coverage among the basic types? A. FPA B. WPA C. All Risks D. War Risk 【答案】C 【解析】一切险（All Risks）是基本险中承保范围最广的，包括平安险、水渍险以及一般附加险的责任。 （2）What does TPND stand for? A. Total Protection and Non-Delivery B. Theft, Pilferage, and Non-Delivery C. Transport Protection and Natural Damage D. Trade Policy and Negotiated Delivery 【答案】B 【解析】TPND是“偷窃、提货不着险”的缩写，承保货物在运输过程中因偷窃或无法提货造成的损失。 （3）Who typically pays the insurance premium in a CIF transaction? A. The buyer B. The seller C. The shipping company D. The insurance company 【答案】B 【解析】在CIF（成本、保险费加运费）交易中，卖方负责购买保险并支付保险费。 （4）What is the usual insurance amount based on the invoice value? A. 100% B. 110% C. 120% D. 90% 【答案】B 【解析】通常保险金额按发票金额的110%投保，其中超出部分为买方的预期利润（保险加成）。 （5）Which of the following is an additional risk? A. FPA B. WPA C. All Risks D. Clash and Breakage Risks 【答案】D 【解析】碰损破碎险（Clash and Breakage Risks）属于附加险，需在基本险基础上额外投保。 （6）What does "premium" refer to in insurance? A. The insurance contract B. The fee paid for insurance coverage C. The insured amount D. The compensation for loss 【答案】B 【解析】Premium指保险费，是投保人向保险公司支付的费用以获取保险保障。 （7）Which clause is commonly used to cover goods from warehouse to warehouse? A. FPA Clause B. WPA Clause C. Warehouse to Warehouse Clause D. War Risk Clause 【答案】C 【解析】“仓至仓条款”（Warehouse to Warehouse Clause）保障货物从卖方仓库到买方仓库的全程运输风险。 （8）If a buyer requests higher insurance coverage, who pays the extra premium? A. The seller B. The buyer C. The shipping company D. Shared equally 【答案】B 【解析】若买方要求增加保险范围（如超额投保），额外保费由买方承担。 （9）Which organization provides the Institute Cargo Clauses (ICC)? A. PICC B. London Insurance Association C. World Trade Organization D. International Chamber of Commerce 【答案】B 【解析】伦敦保险协会（London Insurance Association）制定的协会货物条款（ICC）是国际通用的保险条款之一。 （10）What does a 5% franchise in insurance mean? A. 5% of the loss is not covered B. Only losses above 5% are compensated C. The premium is reduced by 5% D. The insurance covers 95% of the value 【答案】B 【解析】免赔率（Franchise）指损失超过一定比例（如5%）才予以赔偿，低于该比例的损失不赔。 2. Translate the English into Chinese and the Chinese into English.. （1）insurance → （ ） （2）FPA (Free from Particular Average) → （ ） （3）WPA (With Particular Average) → （ ） （4）All Risks → （ ） （5）insurance policy → （ ） （6）premium → （ ） （7）extra premium → （ ） （8）franchise → （ ） (9)如果你方认为我们的保险费率可以接受，请告知。 (10)我们希望知道贵公司能否对该货物给予特惠保险费率。 (11)我们已为你们10日内发出的冰箱投保。 (12)我们已经就这批货按合同金额加10%投保一切险。 (13)I would like to have the insurance of the goods covered at 110%of the invoice value. (14)We assure you.of the best quality and moderate prices of our goods. (15)Please arrange insurance according to our request. (16)We have known that your company is the largest insurance company in Japan. 【答案】（1）保险（2） 平安险（3）水渍险（4）一切险（5）保险单（6）保险费（7）extra premium → 额外保费（8）franchise → 免赔率 (9) If you find our insurance rate acceptable, please inform us. 如果你方认为我们的保险费率可以接受，请告知。 (10) We would like to know if your company can offer a preferential insurance rate for this cargo. 我们希望知道贵公司能否对该货物给予特惠保险费率。 (11) We have insured the refrigerators you shipped within 10 days. 我们已为你们10日内发出的冰箱投保。 (12) We have insured this batch of goods for 110% of the contract value against All Risks. 我们已经就这批货按合同金额加10%投保一切险。 (13) 我希望按发票金额的110%为货物投保。 I would like to have the insurance of the goods covered at 110% of the invoice value. (14) 我们向您保证我们的商品质量最优，价格合理。 We assure you of the best quality and moderate prices of our goods. (15) 请按照我们的要求安排保险。 Please arrange insurance according to our request. (16) 我们了解到贵公司是日本最大的保险公司。 We have known that your company is the largest insurance company in Japan. 3.Draft a fax to Kino &Son's Company informing them of insurance. 敬启者： 关于你方第HB2021/10/8 号订单，要求我们这次为你方投保。 你们在来函中说：“鉴于当前的国际形势，平安险不太够用，请扩大保险范围。”按照你方要求，我们投保了一切险和战争险。 对你方提出的要求，我们愿意提供帮助。 谨启 Supplement: 不太够用 not good enough 【答案】 From: [Your Company Name] To: Kino & Son's Company Date: [Current Date] Subject: Insurance Arrangement for Order No. HB2021/10/8 Dear Sirs, We refer to your Order No. HB2021/10/8, in which you requested us to arrange insurance on your behalf this time. In your letter, you mentioned: "Given the current international situation, FPA is not good enough. Please extend the insurance coverage." As per your instructions, we have insured the goods against All Risks and War Risk. We are pleased to assist you with this request and remain at your service for any further insurance needs. Yours faithfully, [Your Name] [Your Position] [Your Company Name] 原创精品资源学科网独家享有版权，侵权必究！ 学科网（北京）股份有限公司 $$