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16.1 The Medicaid Program for Low-Income Families
16.2 What Are the Benefits of the Medicaid Program?
16.3 The Medicare Program
16.4 What Are the Effects of the Medicare Program?
16.5 Long-Term Care
16.6 Health Care Reform in the United States
16.7 Conclusion
Health Insurance II: Medicare, Medicaid, and Health Care Reform
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Fundamental reform of the U.S. health care system has been a constant source of political debate for much of the past century. In 2010, President Barack Obama signed into law a sweeping overhaul of the U.S. health care system.
Introduction: The Patient Protection and Affordable Care Act
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The Patient Protection and Affordable Care Act (ACA) makes five fundamental changes to the U.S. health care system.
It bans insurers from denying coverage because of pre-existing conditions.
It bans insurers from charging different prices to different people based on their health.
It mandates all U.S. residents be covered by health insurance.
It requires the federal government extensively subsidize health insurance coverage for the poor.
It takes a variety of actions to lower health care costs.
Introduction: The Patient Protection and Affordable Care Act
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This legislation was highly controversial and passed through Congress with a very slim margin in a strictly partisan vote (no Republicans voted for it).
The right worried that the law would lead to restricted patient choice and a bloated government bureaucracy.
Those on the left believed that this proposal represented a retreat from the government-run single-payer system that might more efficiently expand coverage and control costs.
Introduction: The Patient Protection and Affordable Care A