chapter10Chapter 10 Cargo Transportation Insurance（课件）国际贸易实务双语教程（第5版） 同步教学（清华大学出版社）

Chapter 10 Cargo Transportation Insurance In international buying and selling of goods, there are a number of risks，which，if they occur，will involve traders in financial 1osses For instance cargoes in transit may be damaged due to breakage of packing， clash or fire etc．These hazards, and many others, may be insured against. Section One: Marine Insurance（海运保险） Section Two: Risks，Losses and Expense（风险、损失和费用） Section Three: Marine Insurance Coverage（保险险别） Section Four: Insurance Value（保险报价） Section Five: Insurance Premium（保险费用） Section Six: Forms of Marine Insurance Contract（海运保险合同格式） 海洋运输货物保险保障的风险 海上风险 外来风险 自然灾害 意外事故 一般外来风险 特殊外来风险 Section One Marine Insurance At present, according to the different transportation methods, there are ocean marine transportation insurance, overland transportation insurance, air transportation insurance and parcel post transportation insurance in our country. Among all these, ocean marine transportation insurance is mostly and widely used in international trade practical business. Definition of Ocean Marine Transportation Insurance Marine insurance is defined as a contract of insurance whereby the insurance in return for premium collected undertakes to indemnify the insured in a manner and to the extent thereby agreed, against marine losses, that is to say, the losses incidental to marine adventure. According to the loss or damage caused by risks included in different coverage and the expenses involved, the insurance company is responsible for indemnifying the insured goods. Obviously, risk, loss and coverage are closely related to each other. In order to have a clear understanding of the contents of insurance, these three terms should be clarified. Section Two Risks, Losses and Expenses While the cargo traveling to another country, it is likely to encounter various perils which may cause the goods to suffer loss of one kind or another. Marine risks in connection with cargo in transit can be classified into two ty