内容正文:
Chapter 6 Cargo Transport Insurance
第6章 国际货物贸易运输保险
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International Business Practice and Case Study
国际贸易实务
与案例分析
Section 1 Ocean Marine Cargo Transport Insurance
第1节 海运货物保险
(风险、损失、费用、险别)
3
(1)Risks保障的风险
① Perils of the Sea海上风险
Perils of the sea are those caused by natural calamities and fortuitous.
Natural calamities: Disasters such as heavy weather, thunder and lighting, tsunami, earthquake, floods, etc.
Fortuitous accidents refer to the accidents caused by unexpected haphazard, such as ship stranded, striking upon the rocks, ship sinking, ship collision, colliding with icebergs or other objects, fire, explosion, ship missing, etc. Marine insurance business covers not only marine accidents, but also road accidents as well.
② Extraneous Risks外来风险
Extraneous Risks are the unexpected risks resulting in losses other than Perils of the Sea, including general extraneous risks and special extraneous risks.
General Extraneous Risks include: theft or pilferage, breakage, clashing, leakage, fresh and/or rain water damage, contamination, sweating and/or heating, taint of odor, rusting, hook Damage, shortage in weight, etc.
Special Extraneous Risks include: war, strike, non-delivery of cargo, refusal to receive cargo, Emergence of aflatoxin, etc.
(2)Losses保障的损失
Marine Losses refer to any loss or damage due to natural calamities and fortuitous accidents and the related cost incurred in the process of transit, both on ocean-connected inland and in the river. According to the extent of damage, losses in marine insurance fall into two types: total loss and partial loss. The former may be subdivided into actual total loss and constructive total loss; the latter may be subdivided into genera