Chapter4（课件)《国际贸易实务与案例分析（双语版）》同步教学（清华大学出版社）

Chapter 4 Payment of Goods 第4章 国际货物贸易货款支付 Section 1 Payment 第1节 付款 2 1. Collection托收 （1）Definition of Collection 托收的定义 Collection is an arrangement whereby the seller (principal) draws a draft on the buyer (payer) and authorizes its bank to collect. （2）Involved Parties in Collection 托收的当事人 ① Principal委托人 ② Remitting Bank托收银行 ③ Collecting Bank代收行 ④ Payer付款人 ⑤ Presenting Bank 提示行 （3）Types and Procedure of Collection 托收的种类及其业务程序 The collection is classified into two kinds: clean collection and documentary collection. Documentary collection means the collection accompanied with commercial documents. The documentary collection is divided into Documents against Payment (D/P) and Documents against Acceptance (D/A). ① Documents against Payment (D/P) 付款交单 The document against payment refers to that the seller delivers the documents upon receipt of the payment from the buyer (importer). The buyer cannot get the documents until it makes the payment to the seller. According to the different time of payment, document against payment can be further divided into D/P at sight and D/P after sight. A. D/P at sight即期付款交单 After the shipment, the seller draws a sight draft and makes presentation of it with the full set of shipment documents to the buyer through the banks, and the buyer makes the payment at sight of the bill. The bank releases the documents to the buyer on receipt of the full payment from the buyer. The procedure of D/P at sight can be seen in the following figure (Fig. 4-4). ⑥ ⑤ ④ ⑦ ① ③ Contract Importer (Payer) Exporter (Principal) ② Importer’s Bank (Collecting Bank) Exporter’s Bank (Remitting Bank) B. D/P after sight远期付款交单 After the shipment, the seller draws a time draft and makes presentation of it with the full set of shipment documents to the buyer through the banks, and the buyer accepts the bill after confirming it and makes the payment on the mature date. Then the bank releases the documents to the buyer. The procedure of D/P at sight can be seen in the