第一篇 section 14（课件）-《外贸英语函电》同步教学（大连理工大学出版社）

/14 Situation Effecting Payment Be able to ask for acceptance of discrepancies Be able to press for payment Be able to request to defer payment Be able to decline deferred payment Be familiar with the words and expressions used in effecting payment Aims Today Making payment is the most important step in the execution of an international transaction. The importer may, for one reason or another, refuse to pay or to pay in full for the goods. There are several reasons for this: the importers might go bankrupt; a war might break out or the importers’ government might ban trade with the exporting country; or they might ban imports of certain commodities. Moreover, the importers might run into difficulties getting the foreign exchange to pay for the goods, or they are even not reliable and simply refuse to pay the agreed amount of money. Under L/C practice, the shipper will draw on the paying bank and present all the documents required to the negotiating bank soon after shipment. The paying bank will pay for the documents if the bank confirms that all documents are in strict conformity with the L/C. Then the bank will notify the applicant to make payment and get the documents. If the applicant can find no discrepancies upon further examination, he should make payment in the pre-agreed manner. Background Information If the paying bank finds discrepancies in the documents, he will contact the applicant within 5 working days for decision. The decisions are: Refuse to pay; Pay partially for those which comply; Make payment after inspection; Pay against a letter of indemnity from the seller; Pay while reserving the right to claim for compensation. Background Information 进口商支付货款是履行合同中最重要的环节。进口商可能因为各种原因拒绝付款或者仅支付部分货款。这些原因可能是：进口商破产、战争爆发、进口商所在国家政府禁止与出口商所在国的贸易往来、或者禁止进口某些商品。另外一种原因可能是进口商无法获取外汇以支付货款，也可能是进口商不可靠或根本不想支付合同款项。 在信用证支付方式下，出口商在出运货物后，向付款行开出汇票并将全套单据交给议付行。付款行收到单据后即审单，如果单证相符的话，付款行付款，然后通知开证申请人付款赎单。开证申请人审核无误后必须即按约定的方式付款。 Background Information 如果付款行发现单据有不符点，他需在5个工作日内通知开证申请人。开证行申请人