Unit12（课件）-《商务英语(外贸英语实务)》同步教学（大连理工大学出版社）

Insurance Arrangement UNIT 12 Case Lead-in PART 1 Reading PART 2 Sample Conversations PART 3 Case Lead-in Part 1 　　The exported 50 M/T rice was insured against All Risks and War Risk on a “warehouse to warehouse” basis. The rice was lost during the transportation from the exporter’s warehouse to the quay at the port of shipment. If the contract was concluded on a CIF basis, would the seller get the compensation from the insurance company? What about under CFR or FOB? Why? 　　Whether the importer or the exporter shall take out insurance is decided by trade terms and sales contract clauses. Generally, the insured will insure the goods against the risks and for the amount stipulated in the sales contract when the goods are ready and the date of shipment as well as the name of the carrying vehicle has been determined. He should first fill in the application form and pay the premium, and then obtain valid insurance documents. In case the insured goods suffered losses within the scope of insurance cover, the party who has insurable interests can lodge a claim for indemnity from the insurer on the strength of the insurance documents. Reading Part 2 Insurance Arrangement 　　 Insurance against possible loss of or damage to specified goods in transit is very important. Whether the importer or the exporter should be responsible for taking out insurance is decided by the details of the sales contract. Chinese Reading Part 2 办理保险 　　对运输中货物的损失或损坏予以保险至关重要。办理保险的责任是由买方承担还是卖方承担取决于销售合同的细节。 English Reading Part 2 Choosing Insurance Coverage 　　 The liability undertaken by the insurance company is on the basis of the insurance coverage. The coverage usually varies according to the type of goods and the circumstances. Delicate goods such as crockery, cotton piece goods and perishable foodstuffs obviously have to be covered against more risks than sturdy goods like steel girders and tin ingots. Besides, for the goods carried by different kinds of conveyance, we should take out different insu