Module 3 Task Four Insurance（课件）-《外贸函电》同步教学（中国石油大学出版社）

Module Three Business Execution Task Four Insurance Objectives After completing this part, you will be able to 1. Be familiar with the risks frequently used; 2. Use the words and expressions widely used in insurance; 3. Discuss the insurance terms with foreign companies; 4. Master the useful words, expressions and sentences. I Introduction In foreign trade, the transportation, loading and unloading of goods from the seller's place to the buyer's place are often subject to loss or damage due to various disasters and accidents. Therefore, insurance is very important and necessary in the transportation of foreign trade goods. The purpose of insurance is to obtain indemnity in the event of any happening. Usually insurance is arranged by the exporter or the importer approaching an insurance company, which has a department specializing in cargo insurance, who will effect insurance depends on the particular trade terms adopted. Under CIF terms, it is the seller who arranges insurance with an insurance company. Under the terms of FOB, CFR, etc., the buyer effects insurance, but he may ask the seller to arrange insurance on behalf of the buyer. The premium charged for insurance policy is calculated according to the risks involved. There are three basic covers, namely, Free From Particular Average (FPA), With Particular Average (WPA), and All Risks. Besides these, there are General Additional Risks and Special Additional Risks. I Introduction General Additional Risks theft, pilferage and non-delivery, TPND 偷窃、提货不着险 fresh water and/or rain damage, FWRD 淡水雨淋险 leakage risk 渗漏险 shortage risk 短量险 intermixture and contamination Risks 混杂、玷污险 clash and breakage Risks 碰损、破碎险 taint of odor risk 串味险 sweat and heating risks 受潮受热险 hook damage risk 钩损险 breakage of packing risk 包装破裂险 rust risk 锈损险 I Introduction Special Additional Risks War Risk 战争险 Strike, Riots and Civil Commotion, SRCC 罢工、暴动、民变险 On Deck Risk 舱面险 Failure to Deliver