Unit8 Reading（课件）-《电商物流英语》同步教学（北京邮电大学出版社）

Unit 8 Insurance 目录/Content 1 2 3 4 Professional Preparation Professional Conversation Reading Grammar 5 6 Writing Culture Extension Teaching Objectives grasp the terminologies about insurance grasp the sentences about negotiating the insurance terms learn the rules of Basic Sentence Patterns learn the writing method and format of Letter of Invitation master some negotiation skills about insurance and have occupational qualities. After studying this unit, you are able to: Reading Cargo Insurance Cargo Insurance Legally, all carriers must carry a minimum amount of insurance, known as carrier liability. However, carrier liability provides very limited coverage, and anything from natural disasters to vehicle accidents or even acts of war could damage your cargo. Therefore, shippers can request cargo insurance to protect their goods from loss, damage, or theft while in transit. Types of Cargo Insurance Land Cargo Insurance: This insurance provides coverage for all the land transportations covering trucks and other small utility vehicles. The coverage aspects are theft, collusion damages and other related risks. Marine Cargo Insurance: This insurance covers transportation carried out either in sea or by air. Here, means of transportation and goods are covered from damage due to cargo loading or unloading, weather contingencies, piracies or other relevant issues. Mostly, this insurance covers international transportation. All Risk Coverage: This type of insurance offers the most extensive protection to shipments. However, despite its name, all-risk cargo insurance goes with several exclusions nevertheless. Some of these exclusions are: · Employee’s dishonesty · Damage due to improper packing · Infestation · Customs rejection · Loss due to the type of product · Loss due to delay Cargo Insurance Free From Particular Average Coverage: This is a clause which says that your insurer does not have to compensate your losses unless some events beyond a